Another example of your logic, any MD with a huge student debt is worse off than pretty much everyone in undeveloped world?
Or a person with a business loan but a successful business.
The much more likely situation is a person with no assets or money and some credit card debt. Indeed, a person with simply no money is better off than such a person.
People with lower incomes pay proportionately less, government employees and high earners can also switch to private insurance where they get much better service but for non-government employees this comes with risks and has to be done at a younger age.
edit: I hear someone now, "If that happens to you, sell the house!"... I'd like to stick with one career, thanks.
But there's another, much larger, group of entrepreneurs that don't come from such a background at all. I've had the good fortune to get to know and work with quite a lot of successful entrepreneurs and I'd say about 25% of them came from a "moneyed" background. The rest were just regular people with regular backgrounds who were obsessive about starting businesses.
This is a very similar point to the article though -- the moneyed class is much smaller than 25% of the population, so they are disproportionately represented in even your anecdotal sample. To be clear, that doesn't mean that regular people can't make it though!
[1] https://keyhut.com/pos.htm [2] https://keyhut.com/posphoto.htm
Maybe that's just my limited imagination, but since no one has made anything useful in this space...
The "irony" here is that news organizations are moving to gate their content precisely because that's the only effective technique for preventing AI crawlers from ingesting it all ...
> Thorne Bay is a Second-Class City within an unorganized borough on Prince of Wales Island.
> Thorne Bay does NOT LEVY PROPERTY TAXES.
> https://thornebay-ak.gov/land/
You get what you pay for as far as services are concerned though.