Credit card fees are a great deal for consumers even when they are added as a surcharge or there is a cash discount. Not having to deal with cash AND being able to dispute transactions are significant benefits.
Only a trustworthy network can replace the current system, it must be something public, immutable and participatory , otherwise it will just centralize back to the above scenario, regardless of any intent. Essentially crypto is network code, it creates the primitives on transmission. And thus anyone (really anyone) can run a node and get a reward for supporting this security model. That's not a scam or even just pragmatic, its literally how money operates, as a incentive/disincentive mechanism.
People forget the early stock market was filled to the brim with scams, the original intent was good, but it attracted bad actors piggy backing in its lack of regulations, and it took years to clean-up, one can make an easy argument that's its still filled with fraud.
1. https://www.tsa.gov/travel/security-screening/identification
So while the mil isn't really used anywhere else that regular people see any more due to inflation, it is a valid division of the dollar and that's why they are able to get away with it.
Comic books are much more "magazine like" then "book like" in practice so it's not surprising they are treated similarly.
"Making democracy work" should be about training better leaders and getting them into the system.
SAT + GPA are proxies for "IQ stuff" and are highly predictive of future academic success:
https://international.collegeboard.org/toolkit/sat-policy/un...
Second nobody said the SATs don't measure something, but that something is ability to take an SAT test which is highly predictive of how well you can take other tests. Which as our society puts lots of stock into tests isn't nothing but it's not measuring anything inate.
For me, I work usally with the assumption: "Even if there existed small differences IQ between races explained by genetics, it never tells you something about the individual before you."
Would you say this is a valid belief?
"Even if there was small differences in honesty caused by being a Spaniard, it never tells you something about the individual before you."
When there is no actual evidence of Spaniards being dishonest and the only people making the argument seem to already have a beef with the people of Spain.