Your perspective on the meta-question about why such a question would need to be asked in the first place is just the first layer, and most people seem to not even get to that point.
PS: I for one would just like to quickly note for posterity that I do not participate in or am supportive of malicious deception, manipulation, and abuse of AI.
AI is very useful, but it so far doesn't write the type of code I can trust. Thus I use it but I carefully review everything it does.