I still remember being in Best Buy and hearing the salespeople scamming less knowledgeable customers about how much computer they need or how important expensive cables are. I don't think there was ever a time when you could trust electronics store salespeople to sell you "the right stuff for you".
Remember RadioShack?
Unfortunately this trend is everywhere now. It happened to servers, media, has started to happen to cars... but it's happened already to agricultural hardware.
Super profitable if you are the provider (especially with all the data one can yield from operating the hardware), super annoying and frustrating if you are the consumer.
In the Console if you bring it up you can see the issue. It's unable to connect to the socket it's trying to connect to. So a live bug.
Who are these businesses? Seriously, stop issuing cards without chips and send new card readers to theses businesses. End of story.
Is it because US businesses use deeply embedded card readers in custom POS machines that aren't modular?
Everywhere I go in South America and Europe, businesses have portable readers. The card companies just sent them new readers and they were accepting chips overnight. Same when NFC was introduced.
The US payment and banking systems are truly maddening.