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maps commented on Colleges at the breaking point, forcing ‘hard choices’ about education   wsj.com/articles/coronavi... · Posted by u/PretzelFisch
jedberg · 5 years ago
> All of us should be regularly lobbying our lawmakers to make student loans dischargeable by bankruptcy, just like any other loan.

The reason they aren't dischargeable is because what bank in their right mind would give a loan to an 18 year old with no collateral? They only guarantee they get that it will be paid back is the fact that it can't be discharged.

Student loans would dry up overnight if they could be discharged at bankruptcy.

That being said, I actually think that's a good thing, because it would force colleges to charge reasonable tuition rates and also offer scholarships if they want to get the best students.

But barring shifting to a European model of college funding, I don't see the US allowing dischargeable loans, nor do I think they should, because the reality of it is that colleges won't reduce their rates nor increase their scholarships, they would just be completely out of reach of poor and middle class students.

maps · 5 years ago
> But barring shifting to a European model of college funding, I don't see the US allowing dischargeable loans, nor do I think they should, because the reality of it is that colleges won't reduce their rates nor increase their scholarships, they would just be completely out of reach of poor and middle class students.

The reality is that the they should be out of reach to poor or middle class students TODAY. They are not serving those people and are actively making their lives worse by saddling them with outrageous debt and no prospect of meaningful employment.

If the US changed bankruptcy it would force the colleges to change as well. Lenders are not going to be sending children into the workforce with zero chance to recoup that loan, and they are not going to want to bloat the college stay to ridiculous proportions.

maps commented on Coronavirus and Credibility   paulgraham.com/cred.html... · Posted by u/Rerarom
2bitencryption · 5 years ago
One thing I've had trouble reconciling is the fact that the CDC estimates 24k-63k deaths from the flu this flu season[0]

We just passed 10k from covid-19. Only last week a "low" estimation of covid deaths this year was 200k. So it seems the expectation is there will be many, many more, and we're just at the start of all this.

On the other hand, it also seems this week like the infamous curve is beginning to flatten, and the epidemic is slowing down. Does this contradict the "low" 200k number? Or does the 200k number factor this in, and indicates that the "long tail" of the disease will be very long and damaging indeed?

Some of the clips show in the video referenced in the article actually seem pretty "sane" to me - the one guy saying "I'm not worried about getting this illness", another saying for most people it will seem just like the flu. Those two statements, as far as we know, are not that outlandish, right? I'm certainly not worried about myself, and for many people it does seem to be mild or asymptomatic?

I don't want to have an "opinion" on this matter, I want to interpret the data and understand the truth, Fauci-style.

[0] https://www.cdc.gov/flu/about/burden/preliminary-in-season-e...

maps · 5 years ago
>Some of the clips show in the video referenced in the article actually seem pretty "sane" to me - the one guy saying "I'm not worried about getting this illness", another saying for most people it will seem just like the flu. Those two statements, as far as we know, are not that outlandish, right? I'm certainly not worried about myself, and for many people it does seem to be mild or asymptomatic?

The flu season is 6 months for ~ 40k deaths.

We are at 10k deaths of covid in the USA. Depending on how you measure the 'season' it could be as little as a month in. If we keep with these numbers it will surely pass the flu death toll for the same time period.

Now also consider that unlike flu, we have no vaccine and the virus kills people in the prime of their life just as much as the elderly. We also have no idea on the way this virus works. We are making assumptions that it will work like a normal flu virus. There is anecdotal evidence it resides in people even after they have 'recovered', which isn't the same as a normal flu or cold. It is certainly something to be concerned with.

maps commented on SEC Gets Win in Test of Authority to Regulate Cryptocurrency Sales   wsj.com/articles/sec-gets... · Posted by u/JumpCrisscross
seibelj · 5 years ago
The entire crypto industry is offshore now. Coinbase is a shadow of itself, doing 1/20 of Binance on a good day. All US players are buried under mountains of legal fees while the offshore players continue to gain market share. The only rational move if you have a physical entity is to 1) Ban US customers and 2) incorporate in Cayman, Seychelles, etc. Coinbase talks about “maybe launching futures at 10x leverage” but that takes them millions in legal fees and years of effort to allow this. Meanwhile Binance and FTX have 150x leverage and launching crypto-derivatives on oil, DOW, FTSE, forex, etc. etc. etc. It’s game over for Coinbase, Gemini, all US guys. I don’t blame the US given their heavy regulation focus on financial markets, it’s what regulators in the US do, but it’s simply untenable for crypto industry given it’s a global market and the only restrictions to access are illusions mandated by governments.

Telegram made a mistake by taking any US money whatsoever. If they avoided that they would have had much easier time.

Blockchain doesn’t care about borders, it’s just math. US is playing a losing game but it’s fine - the software doesn’t care.

maps · 5 years ago
The key feature of coinbase and gemini is of course that they are following all the regs and are the most trustworthy exchanges out there. The people who want 150x leverage on a shady exchange are not the same customers. I would fathom that they are not even in the 'crypto' space as the history of shady exchanges going belly up (btc-e, cryptsy, bitfinex?) should keep anyone with a half descent memory up at night.
maps commented on On Resigning from Google   alphabetworkers.org/resig... · Posted by u/matthewmacleod
maps · 6 years ago
Yeah that is pretty disgusting. By doing this, it steals a label with a 'fairly' clear meaning, agenda, and history to prop up any old complaint. This is beyond disingenuous and actually will end up causing more harm to LGBT issues in the future.
maps commented on The famous Peter Thiel interview question   blog.safegraph.com/why-th... · Posted by u/vinnyglennon
monocasa · 6 years ago
Then why would he bring up women's suffrage specifically other than 'groups who in aggregrate don't vote the way I think they should, should have the ability to vote taken away'?

Like, he specifically brings up the 20s as a positive example.

maps · 6 years ago
> taken away

Stop right there. He does not want to take away votes. He wants to take away the government entirely. Neither males or females would have anything to vote for because there is no longer a government.

maps commented on The famous Peter Thiel interview question   blog.safegraph.com/why-th... · Posted by u/vinnyglennon
monocasa · 6 years ago
He's for a return to 1920s "capitalist democracy" that excludes groups that don't vote the way he'd like.
maps · 6 years ago
Did you read the entire article you cite, or did you just get stuck on one paragraph?

> "In our time, the great task for libertarians is to find an escape from politics in all its forms — from the totalitarian and fundamentalist catastrophes to the unthinking demos that guides so-called “social democracy.”"

The piece is arguing that ANY government system of politics: democracy, theocracy, communism, or whatever is not compatible in the long term with true 'freedom' as he envisions it, and he is looking towards technology to remedy this problem.

You may not agree with him that a world without a government is a good idea, but make that argument instead of trying to twist what he wrote into some sexist fascist diatribe.

maps commented on The famous Peter Thiel interview question   blog.safegraph.com/why-th... · Posted by u/vinnyglennon
chipotle_coyote · 6 years ago
I'm seeing people downvoting this, I suspect because "fascist" is an extremely strong and polarizing word. But c'mon, downvoters: Thiel is, in fact, literally arguing that democracy is bad because it gives people with critiques of capitalism a say in the way their country is run. Furthermore, by citing the 1920s specifically as the last good decade, he's arguing not against socialism as much as against mere limits on capitalism like we saw in the New Deal. Beyond that, he's specifically arguing that, as Monocasa says, giving women the right to vote was a bad idea because women as an entire voting bloc are more likely to want some measure of reform in capitalism.

Again, maybe you find Monocasa's language combative and unbecoming and it gives you the vapors. But Thiel is specifically arguing that democracy is bad because it can get in the way of capitalism, and it is not wild and crazy to describe that as a fundamentally fascist viewpoint.

maps · 6 years ago
> Thiel is, in fact, literally arguing that democracy is bad because it gives people with critiques of capitalism a say in the way their country is run.

Kind of. He is saying democracy is bad because it inherently leads to limits on 'freedom' imposed by the state. The state being the key point here. I read his views as much more in line with a trend towards anarcho-capitialism than with fascism.

maps commented on We Just Got a Rare Look at US National Security Surveillance   nytimes.com/2019/12/11/us... · Posted by u/rahuldottech
guelo · 6 years ago
Why do you bring in the left/right partisan divide into this? The left has been criticizing the secret FISA process since the Bush Patriot Act days. The IG report did not find any evidence of political partisan spying, it only faulted the process of getting the warrant.

On the other hand, as an advocate for civil liberties I'm kind of glad that this is becoming a partisan issue since Patriot Act votes in the past were unanimously supported by Republicans and by half of Democrats. Maybe now we'll get momentum to get rid of secret courts.

maps · 6 years ago
>Why do you bring in the left/right partisan divide into this?

Because the right has been complaining about these specific FBI agents biased conduct in this investigation for years now and trying to turn this into a 'we all know fisa is bad' comes off as epic gaslighting.

>The IG report did not find any evidence of political partisan spying, it only faulted the process of getting the warrant.

This is beyond a white washing. He absolutely found evidence that line agents were biased. He did not find clear 'evidence' that the outcome and leadership was biased. The key part is that confessions and a paper trail were not found to lead him to make that conclusion. He stated he made numerous referrals to the doj/fbi about misconduct. If you actually listen to his hearing statements on the 'evidence' for bias he is walking a fine line.

'we did not have documentary or testimonial evidence that (the mistakes) were intentional, but also make note the lack of satisfactory explanations (for the mistakes), from there i cannot draw any further conclusions' - this is during a line of questions from senator whitehouse, but there are many others like it.

maps commented on Help me ask why you didn't just   blog.plover.com/tech/why-... · Posted by u/psanford
beaconstudios · 6 years ago
just assume they considered your suggestion and ask as if they did and must indeed have a reason why it didn't work:

"so what was the issue with using sshd?"

you're assuming competence, and if they say "oh I never thought of that" then you can prompt them to consider it - "might be worth a shot" or something like that. Comes across less accusative I think.

maps · 6 years ago
Yes I agree. A 'what is the problem with using sshd?' or similar seems valid to me. It gives them a way to actually explain if there is a problem and if not, oh that might work.
maps commented on The Rising Threat of Digital Nationalism   wsj.com/articles/the-risi... · Posted by u/chuhnk
jacquesm · 6 years ago
Nationalism isn't normal, countries are a completely artificial construct. But it serves well as a way to get people to assign all kinds of emotions, positive ones to their flag and negative to everybody else's.
maps · 6 years ago
> Nationalism isn't normal, countries are a completely artificial construct.

Compared to what? Being a primitive mammal? Sure you could claim that the 'nation' didn't exist long enough to support this but devotion to a local city or tribe feels the same to me.

u/maps

KarmaCake day75November 21, 2018View Original