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imsd commented on Toxic smog has turned India’s capital into a ‘gas chamber’   globalnews.ca/news/925283... · Posted by u/gmays
rdelpret · 3 years ago
Holy smokes. I thought 160 AQI from wildfires was bad. They are reporting highs of 600. It’s been a good run, earth.
imsd · 3 years ago
On multiple occasions Delhi has exceeded 999, which is the maximum reading on the government monitors. I recall being there with 1000+ AQI levels. It's extremely saddening as most have no choice but to endure the toxic air.
imsd commented on Ask HN: Working in tech for climate?    · Posted by u/oljvhnwo
imsd · 3 years ago
I made the transition from fintech to working at the intersection of web3 and climate. There’s an emerging movement around “Regenerative Finance” and it’s quite exciting. There’s very real potential for impact here. A good starting spot to get the pulse on these trends is the “My Climate Journey” podcast.
imsd commented on Cannabis and Male Fertility: A Systematic Review   pubmed.ncbi.nlm.nih.gov/3... · Posted by u/dmitriy_ko
imsd · 4 years ago
Really?

"..future socialists will adjust accordingly and promulgate the slacker gene..."

imsd commented on Bitcoin is a Ponzi   ic.unicamp.br/~stolfi/bit... · Posted by u/amin
bb88 · 4 years ago
But ETH is still tied to the dollar and that's where it gets its value, is in the comparison to the dollar. I don't accept ETH for a used car I'm going to sell. I accept dollars, though.
imsd · 4 years ago
I'm not sure I understand. You could denominate ETH in dollars, yen, euros, gold, or any other form of money/currency.

Although USD might be your preferred, many would happily sell a vehicle for compensation in BTC, ETH, silver, gold, euros, etc.

imsd commented on Bitcoin is a Ponzi   ic.unicamp.br/~stolfi/bit... · Posted by u/amin
seibelj · 4 years ago
Judging by the attitude on HN, cryptocurrency should be worth $0 and written off years ago. Instead it's bigger than ever and the most important people on earth are focusing on it. Somehow it's simultaneously an incredible, useless scam but is so powerful that we must ban it at all costs!

HN doesn't know everything, do your own research, use your own logic.

imsd · 4 years ago
I love HN but have watched for years as much in the community have completely missed the boat on crypto and blockchain. It's a strange disconnect...
imsd commented on Bitcoin is a Ponzi   ic.unicamp.br/~stolfi/bit... · Posted by u/amin
Osmose · 4 years ago
If it's not about cashing out then why is the primary hype mechanism talking about the dollar-equivalent value of anything crypto related? Why does it matter if an NFT was sold for $300k worth of ether?
imsd · 4 years ago
More and more, I'm hearing only the ETH value rather than dollar denomination. Personally, when I bid (or receive bids) on any of my NFTs, I'm only considering the ETH price.

It's a new shift, but I think quite profound.

Edit: If you're referring to mainstream media, the dollar value is all that most would be able to put into context. For those deep in the space, we're thinking about dollar values less and less. My primary benchmark on overall portfolio value is the value denominated in ETH, not USD.

imsd commented on Spreadsheet formulas for personal finance   bou.ke/blog/formulas/... · Posted by u/bouk
settrans · 4 years ago
This looks great; it nearly identical to a sheet I developed for my personal use.

The biggest improvement I'd like to make to mine is to implement some approximated form of risk parity[0]. That is, instead of comparing nominal allocations, to compare weighted risk allocations by asset class. This is useful because (for example) equities will contribute significantly more volatility to your portfolio than, say, fixed income, so to the extent you are trying to capture the diversification benefits of allocating across different risk buckets, you may want to scale your exposure according to volatility[1].

There is a modeling challenge here, of course, because asset classes will never be independent risks, but I'd prefer something directionally indicative rather than econometrically optimal.

[0] https://en.wikipedia.org/wiki/Risk_parity [1] https://www.ipe.com/risk-parity-the-truly-balanced-portfolio...

imsd · 4 years ago
That'd be a great addition. I plan to update this with historical charting and tracking of position values over time. I'll see if I can find a way to add risk parity. Makes a lot of sense.
imsd commented on Spreadsheet formulas for personal finance   bou.ke/blog/formulas/... · Posted by u/bouk
imsd · 4 years ago
Interesting formulas to take my spreadsheets up a level.

For anyone interested, I made a Google Sheets template that I share with my friends. It has been well-received.

The crypto section can be ignored for those not involved with that sector.

If it's useful, would love to hear your feedback.

https://docs.google.com/spreadsheets/d/1qYLOAjzaIIcFLFw_j-P4...

Of course, much can be automated using Google Finance and relevant pricing APIs to auto-update position values.

imsd commented on I am often asked if I will “return to cryptocurrency”   twitter.com/ummjackson/st... · Posted by u/null_object
nnt38 · 4 years ago
How long does it take until your loan has paid itself off?
imsd · 4 years ago
My collateral is currently yielding 6.5%, which is gradually paying down the debt. At this rate, estimated maturity is 02/28/2029. This will vary depending on APYs for DAI in the Yearn protocol. But personally, I'll use other income streams to pay it off much sooner.

u/imsd

KarmaCake day80June 6, 2017View Original