Wait til right before the summer, not only will the picture economically be more clear, but there's a summer to enjoy. Right now is a slower holiday season where you'd expect a more relaxed work experience, and a bad time to travel or enjoy life.
It’s just life. The ups and downs. There is nothing wrong with you. You are aware of the situation (better than most people) so you just need to change one thing at a time. Literally doing something that you were putting off for 10 minutes is a start.
——
Disclaimer: Depression is real and multifaceted. Some seek medical help. Some get over it on their own.