It's also the buying of gift cards that can get Apple accounts locked: https://old.reddit.com/r/apple/comments/r8b1lu/apple_will_pe...
If enough of these horror stories are publicized, people will learn to never buy/redeem Apple gift cards because of the real possibility of account bans.
- Don't give Apple gift cards to family and friends: You're potentially ruining the recipient's digital life if they redeem it.
- Don't buy Apple gift cards: You risk ruining your own digital life.
If you've been given an Apple gc for Christmas -- and you have paranoia of the risks -- don't buy anything online that's tied to your Apple ID. Instead, go to the physical Apple store to redeem it. And don't buy an iPhone with it because that will eventually get assigned to an Apple ID. Instead, get a non-AppleID item such as the $249 ISSEY MIYAKE knit sock.
I have thousands of credit-card reward points that could be traded in for Apple gift cards but I don't do it because Apple's over-aggressive fraud tracking means Apple's store currency is too dangerous to use.
I proved them who I am, that the new payment method (virtual card from a well-known organization) is mine, everything.
After lots of back-forth I've been informed their decision is final.
I HAVE NOT BREACHED TOS. I wish I has a major law company behind me to force them to admit that.
Very happy it was my almost unused account, heavily went down with my purchases in mt main account (in my usual country of residence) as well.
And yes, I use login-with-companyName as sparingly as possible. We are not the users, we're beggars.