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erickf1 commented on PHP 8.5   stitcher.io/blog/new-in-p... · Posted by u/brentroose
johnisgood · 3 months ago
I think PHP is way better now than it used to be. Learn PHP 8 and you are good to go.
erickf1 · 3 months ago
Until two years later the same thing is said about PHP 9, 10, 11. Constant change is not good.
erickf1 commented on Show HN: SQLite Online – 11 years of solo development, 11K daily users   sqliteonline.com/... · Posted by u/sqliteonline
erickf1 · 4 months ago
This reminds me a lot of RavenDB. I'm impressed.
erickf1 commented on Earth was born dry until a cosmic collision made it a blue planet   sciencedaily.com/releases... · Posted by u/amichail
erickf1 · 4 months ago
From a purely mathematical, scientific, and logical standpoint, I must regard this article as entirely speculative. The scientific claims it presents are extraordinarily improbable, and sound reasoning compels their complete dismissal.
erickf1 commented on Bell Labs Scientists Accidentally Proved the Big Bang Theory   spectrum.ieee.org/big-ban... · Posted by u/sohkamyung
erickf1 · 5 months ago
The article only proves the big bang to be a theory.
erickf1 commented on We’re secretly winning the war on cancer   vox.com/health/415812/can... · Posted by u/lr0
erickf1 · 8 months ago
Humans are certainly not winning the war on cancer. Not even close. Now, even children perish from cancer in America. Things are getting worse, not better. When you get cancer, you'll better understand the hopelessness.
erickf1 commented on Major Flaws in 2025 Meta-Analysis on Fluoride and Children IQ Scores   osf.io/preprints/osf/zhm5... · Posted by u/jandrewrogers
midtake · 10 months ago
It is still a medical treatment added to the water supply, and sets a dangerous precedent. This same power if unchecked has the potential for great harm.

As for efficacy, the same (or greater) benefits to enamel hardness can be obtained from using fluoride toothpaste anyway, I do not see the urgency for this. They've stopped fluoridating their water in Scandinavia for years now.

erickf1 · 10 months ago
Very good point!
erickf1 commented on DOJ will push Google to sell off Chrome   bloomberg.com/news/articl... · Posted by u/redm
erickf1 · a year ago
If it's not Google, it will be someone else that dominates the browser market.
erickf1 commented on Priced out of home ownership   bbc.co.uk/news/articles/c... · Posted by u/user20180120
lr1970 · 2 years ago
> It perplexes me, and the rest of our neighborhood, how someone can float a mortgage, much less an investment mortgage, without a renter.

In the USA it is happening all the time because, surprisingly, landlords have little skin in the the game. LLC is the name of the game. Each investment property is "owned" by its own LLC that bares 100% of risks and liabilities associated with the property and shields the landlord from the creditors. The property is financed entirely through commercial loans from the banks or other lenders. If the property does not generate enough profits for the landlord they quietly take all the liquid assets out of the LLC and stop paying their loan and property taxes. It takes long time (often years) for banks and local governments to start legal proceedings against the said LLC. During this period of time the property is sitting there boarded up. Finally the LLC files chapter 7 -- liquidation and all its assets, close to zero at that time, are given to the creditors.

You may ask why the banks give loans to such high risk entities? First of all, if the property is bringing profits the loans are being paid of and it is the majority of the cases. Secondly, if the loan fails the banks do not have much skin in the game either. They slice and dice the loans and package them into "real estate investment vehicles". Then they sell the packages similarly to how they did it before the financial crisis of 2008. The terms and abbreviations are different now but the gist of it is still the same.

EDIT: typos

erickf1 · 2 years ago
Landlords have 100% risk. Look what happened to California, when the state said tenants did not have to pay rent. Same for Washington, NY, IL, etc... The vast majority of people with rental properties are just regular people trying to make a living.

Dead Comment

u/erickf1

KarmaCake day-2September 17, 2020View Original