In the UK one of the best ways to launder money is to open a barber shop. Most people pay cash and unless they are going to watch every shop to see how many customers go through there's simply no way to police it effectively. I have heard that the shop owner will get a commission on any laundered money.
Same in Chile. A while ago our version of FBI closed 12000 barber shops along the country under an investigation on money laundering. It's so obvious it's ridiculous. 20 barber shops in the same street (we don't have a barber district btw), many of them working 24/7.
Wake up at 4:30am and go for a run. You’re already accomplishing more at that point in the day than most wealthy people who are comfortably laying in bed.
The hard thing is doing the thing. Just do, that’s it.
About that, what hours people that wake up at 4.30 am go to bed? If they're so conscious about their well being I'd assume at least 8 hours of sleep, so maybe they go to bed at... 8~9 pm? my question is what do they do to end their day at 9pm? If you work 9-5, you have just 4 hours left after work. Less if you commute, have dinner and a "go to be" routine of maybe 30 min. How about social life after work? Run errands? In my case, if I need to do anything out of my house it has to be after work hours (because almost everything is closed between 6am and 9am when I start work).
So, what's the secret?