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Posted by u/throw51319 6 years ago
Ask HN: Have any of you moved back home to save money?
I still have my job, but I was thinking of not renewing my lease in NYC and just going back home to the parents to work remote in the fall/winter and save a TON of money. Kinda lame because I'm 28 but who cares, since a lockdown will stop most of the "fun" stuff anyway. Would rather run and bike every day.

Anybody else doing the same?

georgewsinger · 6 years ago
I had to move from NYC to Oklahoma to save SimulaVR (https://github.com/SimulaVR/Simula). This was over a year ago, and I'm still here. Because of this I have saved an enormous amount of money (such that I'm still able to work full time on SimulaVR while I search for VC funding elsewhere). The other co-founder of Simula is also remote (in Germany). Since this was pre-pandemic, it's been very hard to explain to VCs who are still pattern matching on previous waves of startups.

With that said, there has also been an enormous cost to this: living somewhere besides a major city. Yes, it's true that SF/NY have horrific governance, regulatory policies, taxes, and so forth (which cause high rents). The groupthink there is also unbearable. Other than these issues, however, these cities are indisputably better in every way than anywhere else in the country. People work much harder (and on cooler projects) in these cities. There's an extravagance to them that you simply can't find anywhere else, and if you're not careful, living elsewhere can eat at you subconsciously. Reading (or listening) to books of people doing great things is a good way to combat this: your brain can't ever think that things are easy now that you're living in an easy city. You're still competing against the same odds (and in some cases: the same people) who are grinding 100 hours/week back in NYC/SF.

As long as you account for this, moving elsewhere can be a great tool to save an enormous amount of money.

rubyn00bie · 6 years ago
Just wanted to touch on some of what you said, as I took a year to recoup from burnout in a fairly small-sized town...

Saving money, and having "time" are great, but at least for me the people in small towns live very different lives. The pace is slow and it's easy to become complacent. Compounding that is by not following the pace of life there, you're going against the grain and it will cause friction in your life.

Also, if you grew up in small towns, but haven't really been back in a while a lot of them are pretty depressing these days because of things like Amazon... Where I was most, if not all independent retailers/bookstores/etc had gone out of business. In fact, there wasn't a single book store for 90 miles despite roughly 200,000+ people living in the area. Want a tech talk? Probably not unless you're a real estate agent setting up a Wordpress ;P

If anyone is thinking about taking the jump and moving back home, or somewhere cheaper, my one suggestion is put a hard time-limit on it "1 year." It helped keep me sane having a deadline. Glad I took the time away, but even more glad I came the fuck back.

ethbro · 6 years ago
The hollowing out of small town America by Amazon & Walmart is sad to see.

You can talk all you want about free market cheaper prices raising all boats, but it doesn't jive with profits circulating within a community vs being shipped back to shareholders.

Here but for the missed middle ground where profits were retained locally while leveraging an efficient, free market supply chain.

vladvasiliu · 6 years ago
I get what both you and GP are saying, but isn't there some middle ground?

I was thinking of something along the same lines and was fearing pretty much the points you have raised.

However, I'm currently living in Paris, France. So in this particular situation, instead of moving to some small town in the middle of nowhere, I could move to some town in the suburbs. That would be far enough for it to be much quieter and calmer than Paris, also much cheaper, especially since I ride a motorcycle so I wouldn't have to be close to public transportation. But it would still be close enough to Paris for it to be practical to attend conferences / cultural events / whatever without spending a day on the road.

Don't arrangements like this exist in the US? Say some town 100 km or so from NY / SF that would make a terribly daily commute but would be bearable once in a while when you need to meet people / go to events?

stephen_cagle · 6 years ago
I think the same advice applies to a lot of potential moves.

If you can, AirBnB at least a month before actually making the move.

Far cheaper to do that and realize your mistake early than actually move and realize you screwed up. As an additional benefit, if it turns out that it is a place you actually want to move to, you will have a better idea of the sort of neighborhood you might like.

_dwt · 6 years ago
Is it possible that there are places in the United States which are neither the Bay Area, nor NYC, nor Oklahoma? Surely at least some residents of these places, if they exist, might in fact dispute the broad-spectrum superiority of our most culturally legible cities. Some of these hypothetical humans might even work more than 100 hours a week, perhaps even outdoors!
david38 · 6 years ago
College campuses. The Midwest had several large (student body and size) campuses with strong engineering departments.
yardie · 6 years ago
I've lived in a few countries and a many cities. Most of them would love to have the likes of a SV incubator/industry in them. And they will do almost anything to get it: grants, housing, tax credits. And nothing ever sticks. There are a few startups that found a comfortable niche in their small town or big town in small nation. But these are lifestyle companies, and little more than consulting firms. An outlier in a poppy field. A friend of mine just opened a local office in SF for a Florida based company. The talent wasn't coming to them and for what they wanted to do they had to go there.
beamatronic · 6 years ago
Sacramento. Totally undervalued. No one seems to see this!
larrydag · 6 years ago
If you have a chance I suggest reading Masters Of Doom. http://www.davidkushner.com/book/masters-of-doom/. If it's one thing it taught me is that geography is not an issue when building masterful apps. The id team moved from Shreveport, LA to Madison, WI to Mesquite, TX. All the while they were gathering talent, ideas from all around the country while grinding away at code.
discordance · 6 years ago
It might have helped that they had a core group of similarly minded people from the get go. They then had enough passion and momentum to attract others.

I would love to move to a smaller town, but would need at least a couple of other intellectual companions there to make it work.

selimthegrim · 6 years ago
Yes, exactly. I was shocked to read that and try to envision it happening today.
hguant · 6 years ago
>The groupthink there is also becoming unbearable

I'm curious - do you mean groupthink in the governance/policy sphere, or in the groups of technically minded people working on the hard/interesting problems? Or little bit of both?

ProAm · 6 years ago
It's the people in the field. It's a huge technocrat echo chamber. Feeds off itself and produces a generally poor social effect. This is a good (comedic) parody of it [G].

[G] https://twitter.com/yayalexisgay/status/1249057146051821568

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dragonwriter · 6 years ago
> Yes, it's true that SF/NY have horrific governance, regulatory policies, taxes, and so forth (which cause high rents)

No, it's true that SF and NY have lots of people willing to spend lots of money in order to live there instead of elsewhere, largely because they expect to be able to make more money there, which causes high rents.

selimthegrim · 6 years ago
Sometimes I worry living in New Orleans will ruin me for other cities and then I realize all my collaborators (barring one interesting startup I’m not doing anything with just this moment) are other places. It’s painful (and arguably indicative of deep structural problems).
danans · 6 years ago
Something that the pandemic and the associated housing churn offers to young and childless city dwellers is the opportunity to move somewhere they can find a sense of community, which for many is something that is lacking in their lives as evidenced by the long HN threads on the very real subject of alienation felt by young workers in physically anonymous environments.

They might find this back in the small town they came from, or it might be just in another neighborhood of the same city that has more of a sense of community. It's not unusual for large impact events like this to cause people to consider switching to different style of life - and matching setting - that involves getting more connected with the people who live around them, or moving to a place more amenable to that.

I've already seen several examples of this happening on a local level, so I figure it's a real sub-trend among the many sudden human movement patterns initiated by the pandemic.

52-6F-62 · 6 years ago
I'm in my 30s now, so moving back in with my parents is a no-go. If my partner and I were in real trouble they'd have no qualms about taking us in, but save for dire circumstances—it would pretty much be a last resort.

That said, we live downtown Toronto and it's been on my mind for some time to try and move out of the city. I love the city, but I grew up in a small rural town. I miss the green space. I miss the autonomy. And while I'm not much of a socialite, I do miss knowing my neighbours.

The churn in my building and the amount I see any familiar faces makes forming any relationships rare.

I'd been looking for a remote work option for a while, but since my current workplace has moved remote for the time being it's been rejuvenating the idea of moving away again.

Sadly, I've virtually been priced out of my home town. You get more bang for your buck than in the city, but the base pricing is about the same.

I've been taking time scouring for a viable option that wouldn't end up costing more necessarily. It's fun to dream, but it would definitely be nice to find some more concrete options.

It definitely seems more talked about around here than it used to be. We know people who've already made the move—even people I never would have expected to leave city life behind. Their whole personalities seemed built around it, and next I hear they've moved several hours away to a rural area—not even just the 'burbs.

danans · 6 years ago
> Their whole personalities seemed built around it, and next I hear they've moved several hours away to a rural area—not even just the 'burbs.

This is a common sentiment that I personally share. I am lucky to live in a dense city neighborhood with an amazing sense of community - stoop gatherings for drinks 5 evenings a week and kids doing chalk art and bicycling around, local teenagers to help out with babysitting, but also neighbors helping me move appliances, and me helping them with repairs and upgrades on their homes. It's like Amish barn-raising in the city.

But I have to say, that if I didn't have this, and my choice were suburbia or a mountain town ... the mountains win hands down.

sdenton4 · 6 years ago
In my experience (20ish years of cohousing and cooperative living, and a number of academia related moves) it can take three months to a year to really find a pack when moving to a new place. People generally already have their own packs, and not much time for new people, so it takes some active effort to find a good crew to be a part of.

The big exception is when you're moving as part of a large cohort, as in university or grad school, where everyone is on the same boat, with shared interests and few friends.

Shared housing also helps a lot. If you become best friends with a housemate, you probably get their friends for free.

But all of this is likely much harder under the pandemic...

danans · 6 years ago
> People generally already have their own packs, and not much time for new people, so it takes some active effort to find a good crew to be a part of.

It's true, but some communities are more naturally configured to integrate new people. A major forcing function for this is having children. Children do not have the same set of guards up as adults, so they will often force new parents to go outside of their existing circles.

Examples of this are communities that grow out of schools, childrens sports teams, or other community-based functions. The most basic community fostering venue is the sidewalk in front of your house where children may play.

mnm1 · 6 years ago
Interesting. I'm thinking of moving into a city to find the community you speak of. Then again, I've never seen such a thing in America, not in cities, not in small towns, not in suburbs. I doubt it exists.
mrkstu · 6 years ago
It definitely exists. Living in an Austin suburb now with most all of those features. It was even more so as a kid in Utah, but it was much more intertwined with the locally dominant religious group, so would be harder to replicate more generally.
omosubi · 6 years ago
Are you from abroad?
cutty · 6 years ago
I'm 29, live in the Bay Area, and recently moved back to my parents place. At first I was embarrassed, but while running around the neighborhood I keep bumping into old high school and college classmates who did the same thing in order to save money. Like you said there's nothing to do anyway since everything fun is closed. I'm also saving about $2500 per month (more or less) and hanging out with my family is nice. Honestly, your parents will be happy to have you back anyway. There's nothing lame about moving back home since a lot of people are doing it and don't let anyone tell you otherwise.
throw51319 · 6 years ago
Are your parents also in the Bay Area?

Yeah idk I just don't see the draw to the city now... and instead of half-assing it, maybe just moving home and getting a good bike etc is wortwhile.

Basically zero dating options though, so that's the big downside.

cutty · 6 years ago
Yup they're in the Bay Area too, so it wasn't a big move. Not being able to date sucks, but if most people are moving back home, then maybe living with your parents won't have as much of a stigma. But given that we're experiencing a global pandemic, dating is something we should try to hold off on until the situation improves.
always_left · 6 years ago
As someone who does enjoy the Bay Area, it's saddening that as soon as work doesn't require commute, there's no draw. Which I'm sure is the same for many. Place is not for everyone, but I picked the Bay Area because I do enjoy it.

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mav3rick · 6 years ago
I don't understand this forced stigma. You do you man. I'm sure your parents are thrilled. And there's nothing like reconnecting with old friends in familiar places.
a-wu · 6 years ago
Yup. Living with parents. Cancelled my lease (saving $3500/mo). My manager agreed to let me stay at home at least for the rest of 2020. Honestly, it's been nice. My mom cooks for me like I'm a teenager again, and I only recently graduated and I went to school pretty close to home so I have close HS friends or college friends nearby to physically distanced socialize. I was planning on moving back here in the future but if a lot of companies start permanent WFH I might accelerate my timeline.
121789 · 6 years ago
same situation but I'm older. moved out of SF and I'm planning on going back near the end of the year. dating is awful but the quality of the rest of my life has been a significant increase from sitting in a 1 bedroom apartment alone for 3+ months with limited social options
throw51319 · 6 years ago
Nice. Same for me on the mom cooking lol. It really is next level. Did you move out of NYC?
a-wu · 6 years ago
I moved out of the Bay Area. Honestly the mom’s cooking thing makes everything worth it. The fact that I don’t have to think about grocery shopping and what I’m going to eat is amazing. I just sit down at the table and eat whatever she cooks. Of course I try to help with the cooking when I can (and I’m learning how to cook her dishes!) but she’s also happy to do it since it means I’m home. I read a comment about how some people don’t have good relationships with their parents and I feel blessed and privileged that I do.
qorrect · 6 years ago
My moms food is atrocious this is doing nothing for me.
singhrac · 6 years ago
I did the same thing. Food is amazing. I was eating my own food (not terrible!) and takeout for months in NYC before coming back home a few weeks ago.

Also, I have 3x as much living space, tons of open green space to run in, and people to talk to (all while saving > $2k/month). Many have suffered tremendously during this pandemic so I'm very blessed to be so lucky.

309d9095 · 6 years ago
Wow, $3500/month on lease? In my country, folks "earn" one eighth of that on average.
WarOnPrivacy · 6 years ago
In my home are 6 males over 18, me and my 5 sons. Three of us work FT & it's just enough to keep our head above water.

One son just graduated HS & will enter his final year of trade school this fall. His twin is entering his senior year of HS.

During most of the post-2008 recovery (that news orgs endlessly crowed about, especially after 2012) we ate rice, being unable to afford beans or anything else. Some days we ran our of rice.

From my perspective, most of the recovery was limited largely to shareholders & wealthy metro areas.

I don't fault or credit any PotUS for terrible years or less terrible years. I do, however, hold some lingering resentment for news orgs that stayed resolutely out of touch with all but select sq mi of the US. It's hard to not feel they earned whatever oblivion they may find themselves staring into.

bobbydreamer · 6 years ago
:) It gives me a smile and good feeling to read below comments. Seeing americans living indians life. Living at parents home, good old moms cooking and she's complaining about dad to you while cooking.
kazen44 · 6 years ago
as someone not from the US, The american mindset of moving out at 18 seems bizarre to me. (also, moving halfway across a continent aswell).

Most people in my country don't move out of their parents homes until their mid twenties (usually after university/military duty).

Also, it might be my ignorance of american culture. But to me it seems america lacks a certain sense of regional culture that exists in most other places around the world. a sense of belogin to a very localized culture.

Kind of hard to explain, "heimat" is a term which sort of covers it, but is not entirely what i mean.

fragmede · 6 years ago
For a sense of the culture surrounding the move-out-at-18 thing. Look at the worse of America's response to the pandemic. Imagine someone like that is your parents. Imagine trying to have a healthy respectful adult relationship with them. While not all American's have a bad relationship with their parents, looking at the worse helps visualize the central theme of "freeeeeeedom!" that moving out at 18 represents. Then also, some parents choose to start charging their children rent to live there, often when they turn 18. If you've got to pay rent, living with friends your own age sounds enticing!

As far as local culture, there are regions (and stereotypes for them) in the USA; the West Coast, the South, New England, among many others. There's a large amount of homogeneity (eg the same supermarket chains; the same 3 choices for ISP) but also smaller regional chains that haven't yet been "bought out".

djrogers · 6 years ago
> Also, it might be my ignorance of american culture. But to me it seems america lacks a certain sense of regional culture that exists in most other places around the world

That is largely your ignorance (not in a bad sense - it's just that you aren't aware of it). Some cities in the US are like that - no regional culture - because they have so many people moving in and out from different places, and they are so physically massive (Los Angeles for example sprawls like few cities do).

Between the coasts though, there are tons of places with good sized cities, great community, and a strong regional culture.

Markoff · 6 years ago
nothing bizarre even in Europe, I am yet to see teenager going to university who would want to stay living with parents supervision, everyone prefers dorm or shared apartment

if people return back to parents after university it's not really their choice, but financial decision, although I don't see many people returning even after graduation, rather take mortgage or share apartment once you enjoy freedom away from parents

personally my parents (mother) moved away from me when I was like 19 :-) then when she moved back I moved out, although I think the apartment in hometown was even for some time empty, nobody interested to keep living there

ghaff · 6 years ago
There's definitely regional culture. The Deep South is very different from New England is different from the Bay Area, etc.
thirteenfingers · 6 years ago
There's no shame in moving back in with your parents, as long as they and you get along, and as long as you keep making something of yourself. I lived with my parents for seven and a half years after getting my bachelor's degree. The first two and half of those years I did music freelance, after which I landed my current full-time job in IT (but I've kept up the music too). I saved up a bunch and then a few months ago, shortly before turning 31, I bought a house.

I'd like to boast that it was very careful and farsighted financial planning on my part, but it really wasn't. I'm just good enough at appreciating the living moment that I didn't feel the same urge to move out that my peers felt.

throw51319 · 6 years ago
I'm being very strict with doing worthwhile things and not lounging around.

I feel like it is almost more of a growth-phase than if I stayed in the city.

In the city there are so many stimuli to distract you perpetually... food, raves, dates, "networking" etc.

Now at home I can channel past experiences in solitude and learn, create, etc.

Of course the downside is there's no dating at all. So essentially will go celibate this fall/winter.

qorrect · 6 years ago
My only rain drops on your parade is that raves, dates and networking are particularly important in your 20's. I fear you would miss out on a lot of those activities that you will not get to ( or have far less opportunity to ) do when you're older. At 40 now, I'm glad I had those experiences, but little to no to desire to do them again.
alltakendamned · 6 years ago
Close to 40 here. Have these experiences, you'll regret it later if you don't. There will be plenty of solitude later.
bradlys · 6 years ago
You're not alone. A lot of my peers in their 20s have already moved back in with their parents or were already with them to begin with (if their parents lived in the area). Some of the moved cross country shortly after the WFH orders went into place - presumably to save money.

If you get along with your family well enough, where they live makes sense for your job (internet/timezone), and they have the space to house you for then why not do it.

I won't be doing it for multiple reasons but I feel like I'm the minority. Most of my peers get along with their parents. (would be hard for them to break into the SF Bay Area with no parental support) I don't get along with mine - so I'll continue to pay out my ass to rent a substandard living space.