And while they’re at it, provide an electronic money account that allows for free and instant transfers.
But then how would we waste so many societal resources letting investors profit from basic infrastructure?
That, and Millenarian Christians would object to its being a required "mark of the beast." That bit from Revelations has held us back for quite a while.
Now if we're just looking for alternatives for ourselves, cool. But I think the reality is that most normal users do fully lean into the social aspects of Discord. A server like Marvel Rivals has literally millions of users. Players join that discord to socialize with all of those players and build a community around the game.
That is totally true, but is that server really going to be one with NSFW content or channels? Those huge servers are great spaces, but every one I've been on is fully functional if you are on a "teen account" without doing ID/Age verification.