rayhendricks (u/rayhendricks)

rayhendricks commented on Gun sales rise in past year, especially among women and African Americans npr.org/2021/03/13/976785... · Posted by u/mrfusion

Lammy · 5 years ago

You can trace modern firearms prohibitions to civil-rights-era California with the intent of disarming the Black Panthers, so I oppose prohibitions on the grounds that I personally view them as inherently racist: https://en.wikipedia.org/wiki/Mulford_Act

rayhendricks · 5 years ago

Also officially signed into law by then California Governor Ronald Reagan.

rayhendricks commented on Toronto swaps Google-backed, not-so-smart city plans for people-centred vision theguardian.com/world/202... · Posted by u/mgbmtl

hourislate · 5 years ago

The Fed Gov and BoC have no choice but to keep interest rates at zero and continue to play with numbers to keep the ponzi going so the whole Country doesn't collapse. You also have to take into consideration that there is no where else to find any work but in the big cities.

The whole damn situation is a mess with no way out. Feel sorry for the kids who finish a degree in STEM from Waterloo or UoT and end up working for 40k a year. They will never be able to afford a house and now all of Southern Ontario is getting pricey. Even houses in Barrie (an hour outside of Toronto) are over 500k.

Article

A down payment on a Toronto house should take 24 years to accumulate

https://nowtoronto.com/lifestyle/toronto-real-estate-afforda...

rayhendricks · 5 years ago

These same kids can come to the United States and get paid decently with a currency that is 25% more valuable and generally lower taxes (also look at Chicago vs Toronto condo prices...), that is how a government creates a brain drain of young professionals.

ixacto commented on Bay Area drug kingpins lured low-level dealers, promising cheap rent (2020) eastbaytimes.com/2020/03/... · Posted by u/loosetypes

boomboomsubban · 5 years ago

Many people argue that's the inevitable result of fully free market capitalism too.

ixacto · 5 years ago

Exactly, assuming that we are operating in a non-lawful space would that not enable the most “pure” result of free market capitalism?

rayhendricks commented on We Expect 300k Fewer Births Than Usual This Year in the US nytimes.com/2021/03/04/op... · Posted by u/pseudolus

LargeWu · 5 years ago

Childcare can easily run over $1000/mo per child. More for infants. When my 2nd child was born, it cost us over $500/week.

rayhendricks · 5 years ago

$1000/mo per child plus needing to spend at least half a million in the desirable parts of the USA for a house are the real reasons.

Got shipped because IMO this is just a bit too much money to spend.

rayhendricks commented on Popular L.A. restaurant closes after high-tech “dine and dash” scheme cbsnews.com/news/dine-and... · Posted by u/djrogers

goatcode · 5 years ago

Ever since I saw the ring cam video of the delivery dude drinking someone's milkshake, I've never used these weird ad-hoc food delivery services. Here's another reason.

rayhendricks · 5 years ago

For me it was the Zomato driver eating out of every curry in his bag and then smushing them down with the fork to make it look like it hadn’t been eaten out of. Also exploitive labor practices (1099s here in the states).

https://m.youtube.com/watch?v=Spa7wUHoJeA

ixacto commented on Lufthansa to launch a “Corona Lounge” in Moscow to immunise rich Germans intellinews.com/lufthansa... · Posted by u/drocer88

ixacto · 5 years ago

Just come make a donation to a hospital foundation in the USA they will also vaccinate you, and provide Modena or Pfizer instead of Sputnik.

ixacto commented on Every thought about personal finance I've ever had, as concisely as possible blog.aadilali.com/posts/p... · Posted by u/aadillpickle

ixacto · 5 years ago

Best strategy with a >10yr timeline is 100% S&P 500 in a free or low cost index fund combined with minimizing taxable income and backdoor ira if applicable.

Then Just about anyone can retire with >=1.5MM and be doing ok. Of course double this number if you are in VHCOL but otherwise it’ll work just about anywhere.

rayhendricks commented on Ask HN: I created a free service to help people make money. Am I crazy? · Posted by u/herve76

rayhendricks · 5 years ago

What I am getting from your website is that it is a leaderboard to trade crypto pairs?

Instead of going with a fiat paid system what if you went with a crypto of your own like Numerai (https://docs.numer.ai/tournament/learn) is doing?

From their website: "The Numerai Tournament is where you build machine learning models on abstract financial data to predict the stock market. Your models can be staked with the NMR cryptocurrency to earn rewards based on performance."

rayhendricks commented on Student Surveillance Vendor Proctorio Files SLAPP Lawsuit to Silence a Critic eff.org/deeplinks/2021/02... · Posted by u/glitcher

AcerbicZero · 5 years ago

Sometimes I wish I were in school still, so I’d have some motivation to play around trying to break these things.

rayhendricks · 5 years ago

Hah just tape a clipboard to the back of your laptop and suddenly all notes are available. Expecting this software to actually prevent unauthorized use of notes/references is foolish.