Readit Newsoger commented on GLP-1s are breaking life insurance glp1digest.com/p/how-glp-... · Posted by u/alexslobodnik
Ok, sure - but are diabetes patients representative of the whole target market for GLP-1? And there will still be an uncomfortable variable that controls the outcome - patient compliance. That's what makes life insurers woozy.
I didn't have look on the studies but I would not be surprised if a decent amount of participants were completely healthy individuals. And maybe (more from random sampling) some unsuspicious mildly overweight without other problems. Especially in the earlier cohorts of testing.
oger commented on GLP-1s are breaking life insurance glp1digest.com/p/how-glp-... · Posted by u/alexslobodnik
Because it costs $1000/mo and insurance wants to make it as hard as possible to get that covered because they cannot afford to pay $1000/mo * 45% of Americans without doing things to their rates that are forbidden by the ACA and, for that matter, any approximation of good sense. If people cannot afford an additional $450/mo each on average for their health care, how do you cover a critical long-term $1000/mo drug that 45% of the population needs?
Gating it behind mandatory expensive, difficult-to-schedule appointments with a specialist who is in abruptly short supply where the insurance company is doing their damndest to kick as many of them off their network as they can without getting caught to keep the shortage going is certainly part of that strategy. And the result is “people do not stay on the drug”, which is their goal, and if they don’t meet that goal they have an even bigger problem and can’t continue to exist as a functioning company.
Is that the cost in the U.S.??
oger commented on GLP-1s are breaking life insurance glp1digest.com/p/how-glp-... · Posted by u/alexslobodnik
I am similar. Green tea always makes me feel
nauseous on an empty stomach. Tea with milk is normally ok.
That's why the Brits are having it ;-)
oger commented on Keeping our free tier sustainable by preventing abuse geocod.io/code-and-coordi... · Posted by u/thecodemonkey
Great writeup. Simple heuristics very often work wonders. The fraudsters are out there and try to pinch holes in your shield.
Some time ago we were running a mobile service provider and had some issues with fraudulent postpaid subscribers - however the cost of using background checking services was substantial. We solved it quite effectively by turning the background checks on when the level of fraud went over a certain threshold which made them go away for some weeks. We kept this on and off pattern for a very long time with great success as it lowered the friction to sign up significantly when turned off…
oger commented on Ask HN: What Is Far Field Exploits (Kicad sponsor) kicad.org/... · Posted by u/thenthenthen
Same experience today (Mon Feb 24). Actually I am negatively surprised.
Dead Comment
I was wondering how big the price differences would be so I set up a quick form to collect some data points from several countries and for several products.
It would be cool if you could provide some data - I would then share it back as a reply to this thread within 1-2 days after closing the survey. The latest data entry will be possible on Sunday.
https://forms.cloud.microsoft/e/DjDgH62s21