If from the Coinbase IPO, you just got out of lockout and you're new to that amount of money. You're probably still near 100% invested in Coinbase and need to divest into something more diversified and less volatile than Coinbase before you can sit on your hands and look at the number in your brokerage account as if it was real retirement grade money. Plus you'll need to pay a ton of taxes on the capital gain.

So don't chill out too much. Divest out of Coinbase, continue life as before and get used to the money. Take your time before changing everything and increasing your spending levels. In a year or so, hopefully you'll have diversified and your head will have cooled from the new money, and you'll be more leveled and realistic about what this money enables you to do, and how to handle your life going forward.

As far as I can tell, it seems like a large (20-50) percentage of people who have a large windfall... end up losing it all because they don't take the time to learn how to handle it.

Good luck and happy birthday!