Readit Newsmcgin commented on Ten Simple IT Security Rules for Early-Stage Startups chris-haarburger.com/post... · Posted by u/PaterPeng
mcgin commented on Stripe is about to refund €147k worth of payments to my all of my customers · Posted by u/lucas_adlp
Can we please do something about hacker news being used for customer support? It's getting tiresome to see these appearing on a regular basis
Recommend following Peter Zeihan, who has been talking about this for months: https://zeihan.com/a-ukraine-war-and-the-end-of-russia/
He even talked about it in his book Accidental Superpower nearly 10 years ago. His writings/videos have been instrumental in helping me to make some sense of what's going on in Ukraine
Is there a viable alternative to Audible out there?
mcgin commented on Beancount: Double-entry accounting from text files github.com/beancount/bean... · Posted by u/techtalsky
Any married people have advice on how to track finances? I used bean count or ledger when i was single, but the manual system kind of breaks down when you have a family .
I use hledger-flow [1]. It's an opinionated way of importing csvs into the hledger format. Works really well for me, just export the csvs, write a mapping and you are good to go.
It supports preprocessing the csvs if you need to clean the data or compute some new fields which is really powerful. Once you are up and running it only needs some minor updates each month to map unidentifiable transactions I can do this in under an hour these days.
I expect most digital wallets to be made obsolete by such a measure, because most of the use of a digital wallet as described by the post is easy, nearly free digital transactions by end-users. Everything else can be done using your regular bank account. An ECB-backed alternative to Paypal, Venmo, Cash App et al. would certainly be more trustworthy to citizens and the compulsory acceptance by merchants will artifically solve the chicken-egg problem that most such private companies have.
Ditto for debit cards, which would pose a threat to Visa and Mastercard.
I'm curious what kind of ecosystem will exist around CBDCs.
[0]: https://finance.ec.europa.eu/digital-finance/digital-euro/fr...
A shop is perfectly within their rights to refuse to sell you something if you are not willing to use their accepted payment methods.
Legal tender simply means they can't sue you if you offer to settle their debt using a legal tender currency. If they have refused to sell you the item, there is no debt, therefore no obligation to accept any particular instrument
https://www.bankofengland.co.uk/explainers/what-is-legal-ten...