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louloulou commented on Mastercard Should Stop Selling Our Data   eff.org/deeplinks/2023/10... · Posted by u/gslin
quicklime · 2 years ago
There are some benefits, but it does complicate the transaction significantly. It's no longer between two parties (a consumer and a merchant), there are now at least two more: a lender and a credit bureau.

And that's why we're in this mess to begin with. Credit card transactions are reported to credit bureaus (from a quick web search, it looks like debit card transactions aren't) and this normalizes the idea that your financial data should be shared freely amongst finance companies.

There's really no such thing as a free lunch, or a free loan. When someone offers you one, it's good to understand how you're going to be paying for it.

louloulou · 2 years ago
> It's no longer between two parties (a consumer and a merchant)

A cash transaction is between 2 parties. A debit card transaction is between 5: consumer, consumer's bank, merchant, merchant's bank, payment network/card provider.

louloulou commented on Mastercard Should Stop Selling Our Data   eff.org/deeplinks/2023/10... · Posted by u/gslin
corkybeta · 2 years ago
cardholders Mastercard thinks will be “high-value”—predictions used to target certain people and encourage them to spend more money.

Sorry, I don't understand, perhaps because I am in the UK not US. My bank issues my Mastercard, so I don't have a direct relationship with them. How would they target me?

louloulou · 2 years ago
You are using Mastercard's payment network whenever you pay for something. They see and record all your transactions. Mastercard is the entity informing your bank to pay the merchant's bank.
louloulou commented on U.S. Senate bill crafted with DEA targets end-to-end encryption   therecord.media/senate-de... · Posted by u/walterbell
brookst · 2 years ago
Because they know trying to reduce supply side is hopeless as long as there’s demand.
louloulou · 2 years ago
But they don't know it's hopeless to try and ban mathematics? I'm not convinced.
louloulou commented on France passes bill to allow police remotely activate phone camera, microphone   gazettengr.com/france-pas... · Posted by u/u2077
hinata08 · 2 years ago
I regret getting a pixel, and not a fairphone with a removable battery

With the current level of oversight on the police (police of police is a meme by now), and the level of cybersecurity at the government, everyone's phones will be activated within a few months.

At least some government agent will have fun watching what ppl visit on the internet during their spare time, and can enable the camera to watch what they're doing when they review the content.

The fight against crime is ramping up !

I don't get why they don't hire back more detectives and accountants to really investigate actual evidence, instead of just listening to potential criminals for hours. They have been reducing the force for 15 years (especially the forces that investigated financial and workplace crimes)

That would be more effective.

louloulou commented on UK retail electricity prices hit -19p/kWh today   github.com/jonatron/rando... · Posted by u/jonatron
ragebol · 2 years ago
Psssh, that's nothing. I've got €-0.43/kWh here in the Netherlands for 3 hours today, including tax. Energy prices are negative from 11 to 17 today.

And it's not all that sunny. A Sunday of course so lower demand. I'm going to switch of my solar panels. We have a dynamic tarif, so I actually get these prices and will pay to deliver power.

Net metering in the Netherlands makes it not relevant for most people to curtail their solar panels. Apparently we have the most installed capacity per capita in the world, die to these incentives. They did their job, time for a next step: storage.

louloulou · 2 years ago
Might as well start mining some bitcoin while you wait for storage
louloulou commented on The EARN IT bill is back, seeking to scan our messages and photos   eff.org/deeplinks/2023/04... · Posted by u/glitcher
quickthrower2 · 2 years ago
By that definition I would say secrecy is also necessary for an open society. For example my bank password is something I don’t want anyone to know.
louloulou · 2 years ago
I agree, but I don't think that's a good example. The only reason for the existence of a bank password is to enable private interactions between yourself and the bank (and the government through their financial surveillance).

A better example would be encryption keys.

louloulou commented on The EARN IT bill is back, seeking to scan our messages and photos   eff.org/deeplinks/2023/04... · Posted by u/glitcher
MikeDelta · 2 years ago
Many seem to not realize that privacy is not about having something to hide (I guess that would be secrecy), but about the right to keep things to yourself. Those are two different concepts.
louloulou · 2 years ago
"Privacy is necessary for an open society in the electronic age. Privacy is not secrecy. A private matter is something one doesn't want the whole world to know, but a secret matter is something one doesn't want anybody to know. Privacy is the power to selectively reveal oneself to the world."

-- excerpt from A Cypherpunk's Manifesto, Eric Hughes, March 9, 1993

louloulou commented on French publisher arrested in London for refusal to tell police his passcodes   theguardian.com/uk-news/2... · Posted by u/biomene
jmclnx · 2 years ago
I wish I could laugh, seems the US, UK and Australia are in a competition to see who can out do each other.

What is it with English Speaking Countries ? I guess Canada is OK because of Quebec keeps them sane :)

louloulou · 2 years ago
Canada has the same shit, NZ too.
louloulou commented on A CERN for Open Source Large-Scale AI   openpetition.eu/petition/... · Posted by u/galaxyLogic
seydor · 2 years ago
They can apply for a research grant, the EU does give a lot.

But if it goes the way of the Human Brain Project, it will alter course next year and become 100 small projects

Besides, our laws make it virtually impossible to train these models without getting sued. Not to talk about their output, a defamation lawsuit magnet.

EU is pretty much locked out of the future of AI

louloulou · 2 years ago
Also what languages are you focusing on for the training? How will this not result in massive political arguments about where resources are spent.

u/louloulou

KarmaCake day305January 16, 2021View Original