a) Python-Django? b) Ruby? c) Other?
I already know python, and I would like to learn a framework to build MVC's for startups!
When I first started in the 1990s, we didn't have scrum / sprints. We used to release quarterly (this was a software shop that sold to around 200 clients). After each quarterly release, we felt a massive sense of accomplishment, especially when hitting the deadline and our scope. We would all join up and have a party at someone's house to celebrate with a release party. We took a few days off after a release. I feel that scrum / sprint ticketing style of work really took that sense of accomplishment away, or significantly diminished it. I think this also leads to higher burnout. It feels like it's now just a ticket grind and not much of a sense of accomplishment as it was before.
Here are my thoughts
1) Burnout is not a workload problem, it is related to your subjective perception of the meaning behind that workload
2) Ultimately, the 'meaning' you attribute is related to your desired identity
3) The company where you work may change, but you may also change
4) You have to find and negotiate a role related to your long term desired core identity
Good luck!
Having public congestion prices for electricity makes it easier for investor to understand what needs funding ; do we need more power plants, or more electric lines?
I whish these principles could be applied elsewhere, since ''congestion pricing'' often reflect the need for better systemic public infrastructure (aka a network or a market maintenance cost), while ''regular prices'' are often tied to private business (aka a node, or an entrepreneur).
So to repeat what another person said: wouldn't the most accurate advice be to ignore all the marketing and use ETFs?
If people are inundated with marketing telling them to be active investors, telling them to be a more informed active investor is not the solution.
Your point is right, but I'm afraid that the underlying advice is not applicable. First of all few people are truly in control of their attention span, and we are all exposed to marketing wether we like it or not. You might as well ask a dog to ignore the smell of food.
*If people are inundated with marketing telling them to be active investors, telling them to be a more informed active investor is not the solution*
The problem with some popular financial apps is that the marketing is 'built in as a feature'. My banking app allows me to create a 'saving account', which sounds like a good think to do right? However if I click, I will have ''investing options'' to choose, which are all financial product sold by the institution. These types of 'financial dark patterns' are all over the industry. In Canada, I consider those to be built in by law, and are not likely to change any time soon.
Managing investor bias is not something you can achieve with a mathematical argument; it requires patience, trial and error. People who are bombarded with marketing about stock trading will avoid ETF and trade stocks. I think that a lot of them would benefit a learning environment which was not created by financial institution to sell them products in the first place. You could then introduce a feature, where the apps suggest some ETF information if the portfolio is hyper concentrated in a few stock, etc.
I had a view similar to yours regarding ETF and average investors until 3 months ago. For many reasons, I decided to become more active on social media in order to increase financial literacy. I was shocked by the amount of marketing the 'middle class' are exposed to. Competition is intense, and giving good financial advice is actually an uphill battle. I consider this environment to be toxic for the average individual.
Is this app perfect? probably not. However, I view this type of initiative as an improvment!
Who is going to build the next generation of tech, if everyone is sitting at cushy remote jobs building ad-tech?
I'm not a 'pure tech guy', but I know enough to do project management and challenge devs of tech choices given a business objective.
I work at a startup for 50% of my normal wage. If the project fail, I simply go back to BigBankInc, work there 1 year or 2, and start again. Easy!
Of course my personal budget and lifestyle are very minimalist, I basically sacrificed my hobbies for my busines project. However I am totally happy with this decision, it improved my mental health a lot. I attribute this kind of 'needs arbitrage' as an outcome of my meditation practice.
Do note however that I do not have a family (yet)...
I live in an aging society with 'free' healthcare, where most of the resources are consumed by unhealthy people with chronic conditions (read : boomers with diabetes). A lot of large scale social programs (which I like) are built on the assumption that most of the people inside it are healthy and will not need serious care for a long time (read: full of young people).
I think that raising children produces a lot of social benefits, that unfair social expectations puts a lot of pressure on women, and we should put a LOT of value on the labor required to raise healthy and stable children.