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frontfor commented on Zenobia Pay – A mission to build an alternative to high-fee card networks   zenobiapay.com/blog/open-... · Posted by u/pranay01
chrismcb · 11 days ago
It costs the consumers. Sometimes indirectly and sometimes directly. I would think that this is the primary motivation to come up with a new scheme.
frontfor · 11 days ago
It might be one motivation, doesn’t mean it’s a good one as per the original comment if consumers don’t care.
frontfor commented on Zenobia Pay – A mission to build an alternative to high-fee card networks   zenobiapay.com/blog/open-... · Posted by u/pranay01
vasco · 11 days ago
> Secondly it costs the consumer nothing. The cost goes to the merchant. If anything the customer gets rewards.

Sellers increase the price by the fee amount, savvy consumers with rewards cards can get back around 80% of that price increase, and regular non-credit-card-with-rewards holding consumers just subsidize the whole thing by paying the extra. It's a tax on people without rewards cards.

frontfor · 11 days ago
Still, most consumers don’t care or notice it (we are not most consumers), so this doesn’t refute the original argument.
frontfor commented on US reportedly forcing TSMC to buy 49% stake in Intel to secure tariff relief   notebookcheck.net/Despera... · Posted by u/voxadam
jm_redwood · 19 days ago
it feels fair to call tariffs a VAT that goes away if the manufacturer produces things domestically which seems… reasonable? raise revenue and encourage domestic manufacturing.

yeah, it sucks that I can’t buy a JetKVM right now. otoh being dependent on (often) adversarial nations for everything we buy is also not ideal.

frontfor · 19 days ago
Manufacture domestically will result in price increases, which again hits the bottom harder than some of us here. Is this what we want?
frontfor commented on Ask HN: What trick of the trade took you too long to learn?    · Posted by u/unsupp0rted
kaffekaka · 20 days ago
Not a trick of the programming trade, but: life will not be clean, smooth and according to plan. Learn how to deal with things getting messy and derailed, and to accept that you "lost your streak" or whatever. Tomorrow is a new day, it is always ok to start over.

Do optimize for the long term, but also realize you could be dead by next morning.

frontfor · 20 days ago
Some might object to this analogy, but I view life like investing in an index fund. It’s a diversified bet across many aspects of life and many projects (akin to how an index fund is a diversified bet across companies, sectors, geographies). Many of the bets will fail (much like many companies in the market will crash or delist), but some will deliver so much return they carry the rest, but you don’t know which ones and when ahead of time. It will be volatile, but if you persist and survive in the long run the expected outcome tends upwards.
frontfor commented on The North Korean fake IT worker problem is ubiquitous   theregister.com/2025/07/1... · Posted by u/rntn
pllbnk · a month ago
I would really like to see one of these deepfake videos that managed to trick any competent interviewer into thinking it was real. I couldn't find anything like that on Youtube. Even in highly controlled environments the deepfake videos can be immediately recognized.
frontfor · a month ago
Here’s one example, although I don’t know if this is a North Korean.

https://www.linkedin.com/feed/update/urn:li:activity:7292604...

frontfor commented on Physicists start to pin down how stars forge heavy atoms   quantamagazine.org/physic... · Posted by u/jnord
ordu · 2 months ago
Two quotes about shattering plates:

“It’s like if you had a porcelain plate with a picture of an Italian city,” said Hendrik Schatz (opens a new tab), a nuclear astrophysicist at FRIB. If you wanted a piece with just one house on it, you’d have to break a lot of plates before you got the right picture. “We’re shattering a trillion plates per second.”

Its isotopes are even tricker to isolate; if fragmentation during the i-process is like capturing a picture of a house from a shattered plate, then the r-process means picking out only the window.

I'm thinking if it is a right analogy? Wouldn't it be easier to get a specific smaller piece? I mean there are more details on a bigger piece that should be preserved all, while a smaller piece will have fewer details, so the probability of this should be higher, shouldn't it?

frontfor · 2 months ago
I think the analogy here is that it’s indeed easier to get any smaller piece, but it’s harder to get a specific smaller piece you want.
frontfor commented on Private sector lost 33k jobs, badly missing expectations of 100k increase   cnbc.com/2025/07/02/adp-j... · Posted by u/ceejayoz
hx8 · 2 months ago
I'm not sure household debt is a great indicator. Someone that has a mortgage will have much more household debt than a renter, but also not have to pay rent.

This would need data to contextualize.

frontfor · 2 months ago
You could argue household debt is just another form of rent, where you “rent” capital from the wealthy in exchange for paying interest on a monthly basis. Just because you don’t pay a rent directly named as such doesn’t change the substance of it.

u/frontfor

KarmaCake day428May 14, 2013View Original