I like to host stuff from my house, and take a sick pleasure in not caring when my self-hosted personal projects fall offline. This is the luxury of personal projects.
For something other people are paying for, I (too) would rather not have to think about tripped breakers or ISP maintenance knocking out the service.
> Now, if something is public facing and making revenue (or risks revenue/reputation by going down), I will absolutely run that on a popular cloud VM, or on Hetzner's bare-metal offering split up into various microVMs. If possible, I'll run it on a CDN - like my blog, a homepage, or a documentation site.
Certainly, if the main use-case is fastest speed in a straight line - get something with a Ryzen like the Acemagic I mentioned at the end with Geekbench scores.