Not alleging anything here but a bit curious -- I can't imagine having a discussion of payment providers without mentioning Stripe.
I wouldn't be surprised, but are they just about as close to perfection as it gets on the fraud/security front?
However saying that I thought PayPal had suspended operations in Russia.
I'd say the problem here is disingenuous marketing. If producers honestly communicated beforehand that it is not really a sale, but rather a sort of pay-as-you go leasing, it would be clearer for everyone.
Even HP -- for all its faults -- have started selling honest ink subscription services and unless they DRM the printers to reject after-market refills and refuse to sell unlocked ones for a premium, I would accept it as fair.
You can see this is some example footage: https://www.youtube.com/watch?v=GhbRkoeNb9U
Note the distortion and blurred top and bottom of the image.
After all, the small antenna of the dongle is now _inside_ the laptop, and very close to high-bandwidth USB data-lines.
(And possibly other sources of interference, depending on the expansion port it's connected to. If I use a right-hand mouse and the card is in a left slot, the signal would more or less have to travel through the entire laptop...)