> what purpose does an open source OS have against a proprietary one
A phone running just the FOSS parts of Android is not super viable for the average person.
But what exactly is this new company going to be making?
Insurance companies are already required to spend at least 80% (or 85%) of the premiums they collect on paying out claims. If they spend less, they are required to give rebates / premium refunds to policy holders.
It wouldn't be crazy to increase that percentage even more, since it's effectively a cap on the profit margin insurers are allowed to earn on premiums.
https://tech.co/news/klarna-reverses-ai-overhaul
Is my anecdotal evidence any better than yours?
I suppose an immediate counterpoint is that the US Consumer seems unwilling to clamor for high-quality products. :/