The Mozilla offering looks somewhat comparable, but I do wonder if they’re going to beat a company which has the sole focus of solving this problem.
I will say though as a tourist who was visiting my family but doesn't have a bank account, those QR codes are pretty nice but completely inaccessible to everyone outside of India :/
I would say you need your own accountant and not software if:
1) You have complexities involving trusts/inheritance
2) Anything involving crypto (this is just a grey area to me and things change)
3) Anything that sounds more complex than anything above.
If you're getting a bunch of 1099-DIVs/INT & W2/W9s it's not super complex.
My big goal now is to come up with a better solution for 2FA that works for me and my wife's shared accounts.
In the US I imagine it's going to have to be done by each individual bank which might be kind of messy.
https://twitter.com/JaniceForBART/status/1555034168962138112
Rebecca Saltzman (another BART board member) says it's technical execution that prevents the change more so than the board.