The effects of the COVID19 pandemic were that the bankruptcies law was temporarily changed, which had the effect that companies that were already on a way to bankruptcy could live longer. That is also the reason why in 2020 the numbers were at a low point for almost 20 years. Then in 2021 the numbers soared. So the the 2024 prediction will be still lower than the 2021 numbers.
The long term view can be seen here: https://de.statista.com/statistik/daten/studie/4898/umfrage/...
"They are also 11.2% more than in the first quarter of 2020 when 4,683 corporate insolvencies were filed before the COVID-19 pandemic had its full impact. The coronavirus pandemic period itself saw special, temporary regulations introduced and low insolvency rates."
Your own statista link shows that the number of bankruptcies was steadily decreasing between 2010-2019, now it's going up again.
Like, a car _is_ your shopping cart you take to-and-from the grocery store. It also carries you to work and does all sorts of other things.
These "crappier than a car" solutions seem to be from people who haven't really thought this through IMO.
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The solution is to have a store walking distance from the house, meaning you don't even take large amounts of groceries home. Why buy a lot of groceries when whatever you want is within walking distance?
When I visited Manila, Philippines, my life was like this. Fresh bread? Just walk to the corner store, no reason to take extra home with me because tomorrow morning it'd be baked fresh again. Why should I spend on 2 pan-de-sal (great tasting Filipino bread btw) for today-and-tomorrow, when I'm planning to walk to the city-corner again to well... do anything anyway? The bus is there, the food is there, breakfast is there, everything is there. Its less convenient to even take anything home outside of eggs or other longer-term goods.
But you need to live _much_ closer together than what Americans are used to. And there needs to be a reason to go "to the corner" (ex: to take the bus or other public transit). Etc. etc. etc. This simply doesn't work in American suburbia.
American City centers, such as New York or Washington DC seem to have figured it out in my experience. But prices for this lifestyle are higher than just buying a car and living in suburbia. So yeah, Americans recognize the value of this lifestyle (despite all of our debate and complaints). But there's not enough space/housing in cities to have enough people live a car-free lifestyle.
Not with that wording, it isn't.
Plus for what's worth I spent the past week researching stuff about Gaza, and my opinion went from "yeah, the Israeli are definitely jerks here" to "this whole mess happens because a minority of palestinians just refuse to admit they lost". Which sounds like an admirable thing, except surrender is what makes societies function. Take away surrender, and all fight is to the death. I stopped blaming Israel.
I never drive to the store and I still wouldn't do that.