This seems like a dramatic way to say you don’t want to pay to support Discord. I think individuals who actually live in a modern day caste system would be extremely offended by this comparison.
Smart on him for selling those…
Also, Apple Pay is often immediate but has taken like 10 minutes as well so that could vary.
Most major banks are apart of the Zelle program and you can send your contacts funds easily and quickly. I get notification of family sending me funds pretty much immediate with confirmation of deposit within a few minutes even for a few thousand.
I've not logged into my PayPal account in at least a year but got a termination notice for policy violation.
That's the real threat.