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whatagreatboy commented on Visa and Mastercard: The global payment duopoly (2024)   quartr.com/insights/edge/... · Posted by u/bilekas
cornholio · a month ago
Bundling consumer protection with the payment system was always a bad idea. Payments need to be instantaneous and free.

The returns/refunds can be handled offline by a mutually agreed facilitator that does not have a monopoly on the payment system. You can also have a legal mandate that all internet purchase, for example, should employ such a service, that charges a market fee and is then liable for making fair decisions.

whatagreatboy · a month ago
Consumer protection can still be separate in this case. That's not a problem at all. The only reason it is not prevalent in these countries yet is because they in general have lax consumer protection laws. But this can easily change. The unified payment interface does nothing to exclude it.
whatagreatboy commented on Visa and Mastercard: The global payment duopoly (2024)   quartr.com/insights/edge/... · Posted by u/bilekas
thimabi · a month ago
I got in this thread with the expectation of seeing a comment like yours, so thank you for that.

I think what worries the U.S. more is the likelihood of Pix spreading around the world. It’s such a great public program that I believe many countries will eventually adopt it, or adopt some version of it. In fact, AFAIK some places already have it, like Thailand and Malaysia.

Consumers like it because it is widely available and free, companies like it doubly so, and even governments like it because it helps to combat tax evasion and fraud.

Right now, the only thing that makes credit cards a better proposition is being able to pay without having enough money in the bank, and maybe enjoying greater protection from fraudulent merchants. But I believe even that will change in the future, to the benefit of Pix-like systems.

whatagreatboy · a month ago
India has UPI. China has something. It is only a good thing that this should spread everywhere.
whatagreatboy commented on Jujutsu for busy devs   maddie.wtf/posts/2025-07-... · Posted by u/Bogdanp
palata · a month ago
> For anyone who's debating whether or not jj is worth learning

I don't have any productivity issues with git, like... at all. It's not like I spend an hour running git commands every day.

I can totally imagine that some people spend their day manipulating repos with git, and jj is better for them. But that's not my case, and git is already everywhere.

To me it sounds like telling me: "You HAVE TO move to bim, the better vim. It's very similar to vim, but different enough that you have to learn new stuff. But you will be infinitely more productive: when you start bim, you're already in edit mode, so you don't have to type i! And the auto-complete in Julia is objectively a lot better in bim!".

Sure, but typing "i" a few times more is really not a concern for me, and I don't use Julia. But if it's better for you, please enjoy bim!

whatagreatboy · a month ago
How much time do you spend resolving merge conflicts between multiple team members?
whatagreatboy commented on Yoni Appelbaum on the real villians behind our housing and mobility problems   riskgaming.com/p/how-jane... · Posted by u/serviette
ThinkBeat · a month ago
Outside of the fact that moving itself, the physical process, Is incredeibly stressful for most peopled, uprooting kids from schools and friendships, leaving a community that you know and (love??) in some form, I am not willing to accept that "Americans not moving all the time" is a bad thing.

I think you can also mention that with both parts of a marriage need to have jobs to pay the bills, moving is not just one getting a good deal in a different city, then the other part has to find something as well and wants something better or at least not worse. so two good offers is needed.

I also wonder what the timescale is.

I would presume this started as a factor of the industrial revolution. when people had farms and worked farms, I think moving about was less common as well.

When the man was

whatagreatboy · a month ago
Poor people will always want to move to richer neighborhoods. The advantage to their kids from this is much higher than the stress and bad effects especially as early in kids life as possible.

So, a lot of people will be looking to move as soon as they can afford it.

whatagreatboy commented on Linux and Secure Boot certificate expiration   lwn.net/SubscriberLink/10... · Posted by u/pabs3
greatgib · a month ago
It's totally crazy that we have to go through Microsoft to sign things to be able to have our OS run on third parties computers, and that Microsoft manage to win about this so easily as it was never seriously challenged.
whatagreatboy · a month ago
Only legal requirements can change it. Nowadays, the mokutil is good enough that linux users can build a good tool around it to automate registration at boot that should ease some pain. But otherwise, it is a big mess and still needs legal requirement.
whatagreatboy commented on AI coding tools can reduce productivity   secondthoughts.ai/p/ai-co... · Posted by u/gk1
rsanheim · a month ago
I don't think that dichotomy is true at all, at least not with experienced software people.

Many folks I know are skeptical of the hype, or maybe full on anti/distrustful, due to reasons I think are valid. But many of those same people have tried llm tools, maybe chatgpt or copilot or cursor, and recognize the value even w/ huge misgivings. Some of have gone further with tools like claude code and seen the real potential there, quite a step beyond fancy auto-complete or just-in-time agents...but even there you can end up in rabbit-holes and drowning in horrible design.

In your incredibly reductive scale, I'm closer to 'love' than 'skeptical', but I'm often much of both sides. But I'd never write a prompt like 'write me some typescript' for any real work, or honestly anything close to that, unless its just for memes or demonstrations.

But no-one who programs for a living uses prompts like that, at least not for real work. That is just silly talk.

whatagreatboy · a month ago
I use it very routinely to generate tikz diagrams. It is obviously wrong and I need to manually tweak a little bit. But the hardest part is often to get something working at first, and in this AI is first class. It gets me 90% there, and rest is me.
whatagreatboy commented on AI coding tools can reduce productivity   secondthoughts.ai/p/ai-co... · Posted by u/gk1
Fraterkes · a month ago
I think the dichotomy you see with how positive people are about ai has almost entirely to do with the kind of questions they ask.

That seems obvious, but a consequence of that is that people who are sceptical of ai (like me) only use it when they've exhausted other resources (like google). You ask very specific questions where not a lot of documentation is available and inevetably even o3 ends up being pretty useless.

Conversely there's people who love ai and use it for everything, and since the majority of the stuff they ask about is fairly simple and well documented (eg "Write me some typescript"), they rarely have a negative experience.

whatagreatboy · a month ago
It's kind of true. I only use it for simple stuff that I don't have time for. For example, how to write a simple diagram in tikz. The Ai does the simple and busywork of providing a good enough approximation which I can tweak and get what I want.

For hard questions, I prefer to use my own skills, because AI often regurgitates what I'm already aware. I still ask AI in the off-chance it comes up with something cool, but most often, I have to do it myself.

whatagreatboy commented on Apptainer: Application Containers for Linux   apptainer.org/... · Posted by u/cl3misch
mrweasel · 2 months ago
To some extend I understand the problem that these solution are trying to address, I'm just not sure that simply stuff things into containers is really the right solution.

Perhaps the problems need to be addressed on a more fundamental level.

whatagreatboy commented on The FPGA turns 40   adiuvoengineering.com/pos... · Posted by u/voxadam
anon-3988 · 2 months ago
Do you think its possible for someone to enter the industry through this open source solution? I have always wanted to play around with FPGAs but have no idea where to even begin.
whatagreatboy · 2 months ago
No. It's not competitive. You'll spend previous time (which should be spent on prototyping an design) on solving bugs and writing infrastructure code. Reverse engineering has not been a viable effort for a long time now.
whatagreatboy commented on Seven replies to the viral Apple reasoning paper and why they fall short   garymarcus.substack.com/p... · Posted by u/spwestwood
thomasahle · 2 months ago
> 1. Humans have trouble with complex problems and memory demands. True! But incomplete. We have every right to expect machines to do things we can’t. [...] If we want to get to AGI, we will have to better.

I don't get this argument. The paper is about "whether RLLMs can think". If we grant "humans make these mistakes too", but also "we still require this ability in our definition of thinking", aren't we saying "thinking in humans is a illusion" too?

whatagreatboy · 2 months ago
the real ability of intelligence is to correct mistakes in a gradual and consistent way.

u/whatagreatboy

KarmaCake day26February 27, 2025View Original