Not saying that this breach is somehow connected, but all of my Wise cards(both physical and virtual) got charged($10, $100, $500) at random locations of the globe in May & June and method was manual entry. While some charges were declined initially because the expiry date was entered wrong on first try(all of my cards coincidentally have expiry date like 04/24 or similar) but cvv was always correct. To make matters worse, all these charges were manually entered somewhere and NO approval notification(thing that I get when I make any online Txn, regardless of amount) ever popped up. I only noticed the declined txns in the evening when I went to check my phone after work.
Wise sent me an email this month that there was a breach at Evolve but all ties were broken with them and no data was affected. But these random rise of fraud txn were saying otherwise. Also, thankfully, the txns were declined due to insufficient fund(I only use wise during travelling and add fund before departure) which gets me extra worried that those might have gone through if I had funds even when all of those cards were frozen[1].
[1] This is my typical habit after getting one of my real credit card with very high limits getting charged thousands of Euros while I was out sick in hospital for a month and then getting greeted by all these charges while I was barely able to sit still and still recovering. Thankfully, my creditcard provider accepted my paperwork and removed(reversed?) those txn and immediately sent me a replacement card in a week and disabled my hacked card. Since then, I always keep my CC frozen and only use proxy(Wise) when doing txn online with limited balance.
Same, just last week on my Wise account. "Manual entry". First a 0USD "card check" was triggered, couple hours later transactions started going through.
I noticed a couple days later by accident, randomly checking my balance in the app. I got no notifications from Wise app at any time.
Thing is, although I have a physical Wise card, it was never used anywhere since the account was opened, so I suspected something was way off. Can't be stolen credit card info from some random store online, or ATM skimming etc.
While I don't know what all the possible ways to pull this off are, had a feeling I'd be reading about it on HN soon.
This breach, or some other breach, looks to me like someone has enough info to charge random Wise accounts.
Wise sent me an email this month that there was a breach at Evolve but all ties were broken with them and no data was affected. But these random rise of fraud txn were saying otherwise. Also, thankfully, the txns were declined due to insufficient fund(I only use wise during travelling and add fund before departure) which gets me extra worried that those might have gone through if I had funds even when all of those cards were frozen[1].
[1] This is my typical habit after getting one of my real credit card with very high limits getting charged thousands of Euros while I was out sick in hospital for a month and then getting greeted by all these charges while I was barely able to sit still and still recovering. Thankfully, my creditcard provider accepted my paperwork and removed(reversed?) those txn and immediately sent me a replacement card in a week and disabled my hacked card. Since then, I always keep my CC frozen and only use proxy(Wise) when doing txn online with limited balance.
I noticed a couple days later by accident, randomly checking my balance in the app. I got no notifications from Wise app at any time.
Thing is, although I have a physical Wise card, it was never used anywhere since the account was opened, so I suspected something was way off. Can't be stolen credit card info from some random store online, or ATM skimming etc.
While I don't know what all the possible ways to pull this off are, had a feeling I'd be reading about it on HN soon. This breach, or some other breach, looks to me like someone has enough info to charge random Wise accounts.