Finland is a lot more homogenous in that sense and people certainly don’t flaunt their wealth.
1. Personal names are not generic strings, any more than Dates are numbers or Money is a floating point value. Name, as in a person's given and family name, or whatever, should be a type in every standard library, with behaviors appropriate for the semantics of a Name, language, and country. Yes there are lots of conflicting international differences. We've managed to handle languages and calendars of significant complexity, we can do so sufficiently well for the things we use to identify ourselves.
2. "AI" is a marketing term for a kind of automation technology able to use pattern matching to reproduce plausible new versions of the data used to train the model's algorithms. It couches this automation as especially powerful or magical as a way to draw a smokescreen around the real problems and limitations of the technology.