Sure, car ownership is expensive here, but this is necessary to discourage car-centric culture.
Oh, I would have bought a VW transporter in your case, but that's a personal preference matter.
Oh I love cycling. I know it's hard to find even remotely comparable cycling-friendly locations in the States, even if growing up (also in a large family) we were fortunate enough to live walking distance to schools in a suburban area.
But for education and health, health care isn't "free" in the Netherlands. We pay hundreds per month for the whole family for health insurance on top of the high taxes that support the "system". Public education is also tax-supported in the USA for K-12, although indeed higher education is more expensive.
I'm more referencing policy that is intentionally "squeezing" everything to make it all smaller and more frugal in a way that makes a <5 family size far more practical. It is not the same in the States.
Your freedom to do stuff stops where my freedom to walk & cycle around without undue fear of death begins.
In NL, for example, I see plenty of large EU cars driving around with only a very occasional US "monstrosity" like a pickup truck, and I don't even live in the city.