- sauces you make yourself? I often mix some different oils, mustard, seeds, miso, bit of leamon juice and spices… but weighting and logging everything will take 3x the time to do the sauce itself
- different cooking time in one receive : oignons going first, tomato sauce in the middle and parsley at the end (but still cook a bit with residual heat)
- Leftovers nutrients decrease with time
- counting how much you take of a meal shared with others, especially when you serves yourself multiple time
- different species/cultivation methods like the rustic small and dense cucumber from your neighbor and the spongy one from the supermarket in January
I have the feeling that might have been easy at some point in my life when I lived alone and mostly eat packaged food and raw vegetable that looked like clones but not when I share my meal, cook a lot more raw un-barcoded aliments and gained confidence to dose "by the eye" without recipes.
No, that's just investing.
This is how savings accounts work, this is how CDs work, this is how treasury bonds work, this is how passive investing (e.g. via ETFs on index funds) works, and there are many, many more examples.
If you're keeping your retirement savings in an IRA / other local equivalent, whether owned privately or by your government, the same processes happen behind the scenes.
You put in capital, you lock that capital away for a while, you get back more capital later.
The differences here are in terms of possible returns. Bonds have (relatively) low returns but almost 0 risk, index funds have significantly higher returns but are also higher risk, though it's still pretty low if your time horizon is multiple decades, and there are crazy investments (think Bitcoin) with possibly eye-watering returns, but also an enormous amount of risk.
Now investments with "guaranteed" eye-watering returns (think >10% per year) and apparently 0 risk? Yeah, definitely a scam.
Each of the asset classes you listed has risks. Bonds are subject to term (i.e. inflation) and credit (i.e. default) risk.
Bonds may be less volatile than equities and commodities, but they can definitely go down (e.g. 2022).
The only free lunch in investing is diversification.
- They can maneuver around double-parked cars and trucks
- They can switch up the route when there's construction
- There are no tracks tripping up pedestrians and cyclists
- They're [probably] easier to get to a service hub for maintenance
- They don't require overhead wires to provide electricity
- I would guess they're cheaper to purchase and maintain, but don't have a reference
One area where street cars _might_ win is noise. Busses can be loud.
> It just increased our independence, even if it made no sense on paper. So that's another element of debt that I think goes misunderstood. And a lot of that for both of those points is this idea that people don't make financial decisions on a spreadsheet. They don't make them in Excel. They make financial decisions at the dinner table. That's where they're talking about their goals and their own different personalities and their own unique fears and their own unique skills and whatnot. So that's why I kind of push people to say like, it's okay to make financial decisions that don't make any sense on paper if they work for you, if they check the boxes of your psychology and your goals that makes sense for you. And for me, extreme aversion, what looks like an irrational aversion today, and I would say is an irrational aversion to debt, is what works for me and what makes me happy, so that's why I've done it.
Paraphrasing Guy Steele [1]:
> It's important that when you design a language that does a familiar thing, that you do the familiar thing exactly... it's criminal that you can write 1/2 and get values nowhere near one-half.
Python
>>> 1/2
0.5
Ruby
irb(main):001> 1/2
0
To a novice programmer, ruby's result makes no sense, and introduces an incredible degree of doubt into the mind of the user. Sure, they could explore why it gives that result, but if that's not helping them get toward solving the problem they're using the programming language for in the first place, then it could seem like an indulgent tangent.
>>> 1//2