I literally just had a dream about this. Where I needed to urgently send a message, but I kept messing up the text. Weird. At least now, I know I'm not just fat fingering it.
Mine is not being able to dial the right number on a phone.
Readit Newsnoncoml commented on iPhone Typos? It's Not Just You – The iOS Keyboard Is Broken [video] youtube.com/watch?v=hksVv... · Posted by u/walterbell
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
Rent? Ever heard of equity? If you make 250k you can afford a nice condo. Right away that blows a huge hole in your math.
Also $1k month on bills? Groceries too?
Judging by your inflated costs for everything, and ann idea that a house (versus more modest accommodations) is what the goal is, you’ve got Lifestyle creep. And, things certainly get a lot easier when your spouse also works.
Do you live in the Bay Area?
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
Money has lost about about 10% per year in value for the past 5 years. It used to take like a million dollars to retire, but now it's like double that. In addition, nobody really knows how long they might live or how bad inflation could get. Imagine retiring at 50 only to be wiped out, and maybe still on the hook to pay for your own expenses for another 50 years, plus whoever you have in your life who counts on you.
2 millions to retire? Without owning a house? You must be kidding, unless you plan to live only until 60 or move to the cheapest place in the country. Also keep in mind that most health problems start after 50.
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
We're probably around $1,200 for groceries and related (cleaning stuff, mostly) in our house, but we're a family of five. Yeah I'd say $2k is nuts for just two people, even today.
For a long while we managed to stay around $500-600 but that was before COVID inflation. I dunno how the official inflation rate's as low as it is, we don't buy much that'd be considered "luxury" level (we're not buying caviar, say, and rarely even get stuff like the grass-fed "fancy" butter [actually yellow instead of white, tastes like something rather than just having texture but no flavor] instead of the cheapest available) and I'm pretty sure we buy a lot less meat per person than the US average, but if we fill up a cart now it's like $250-$300. I've hit $150 on small shopping trips where I didn't even fully fill one of the smaller, short carts.
For groceries I budgeted $1k and $1k for phones, internet, water, electricity, gas, garbage, etc.
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
$2k per month for groceries and utilities for a married couple is insanely high, in any part of the country.
California actual amounts for 2 people:
$150 phone $200 electricity $200 gas $200 water $80 internet $80 trash
Car insurance? Gas? I’m ridiculously generous when saying you can save $6k per month.
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
6k month over the past decade is circa 1.7m today depending on which index fund you chose.
Assuming a 4% draw down (conventionally agreed to be safe) is over 5.5k a month.
Would you be making $250k ten years ago? Probably not unless you were super high in the corporate ladder.
noncoml commented on The AI wildfire is coming. it's going to be painful and healthy ceodinner.substack.com/p/... · Posted by u/LordAtlas
I think maybe that was implied, considering the topic of conversation and website we’re on.
That said if you’re making $250k+ a year and not on track to retire by 50, seriously please open a retirement calculator and figure out what you need to do to get there.
$250k+ a year means ~$12k monthly salary.
A semi decent apartment in SV will cost you ~$3k
Bills(phone, internet, electricity, etc) another $1k.
If you are married, groceries at least $1k.
Even if we assume you don’t do anything else in life, and you are in perfect health best case scenario would be $6k savings a month or $72k a year.
It would take you 10 years to save $720k plus whatever you make from investments.
That’s not enough to even buy you a house in SV. How are you going to retire?
Unless you assume you will get $250k straight out of college and keep up salary raises for 25 years.
Sure, if you don’t have kids, age with no health problems, never enjoy anything in life, you may be able to retire at 50 in Thailand or Philippines.
noncoml commented on BMW PHEV: Safety fuse replacement is extremely expensive evclinic.eu/2025/12/04/20... · Posted by u/mikelabatt
It's not just BMW, it's basically all car manufacturers. There are several car maintenance YouTubers who complain about it for many brands. For example "The Car Care Nut" complains about Toyotas being badly designed for maintenance, questionable material choices, etc..
The problem is that $2 here and there adds up, and at the level of the whole car it can add hundreds, or thousands of dollars of extra cost for reliability that the user can't experience directly. For some percentage of owners the plastic part works fine for the whole time they have the car. On the other hand sturdier parts add expense in the case of an accident or replacing parts during routine maintenance.
To be fair the "The Car Care Nut" while clearly very knowledgeable and extremely good at his job, all he does is complain in his videos.
Edit: but at the end of the day all his own cars are Toyota/Lexus
noncoml commented on Toyota promises 40-year solid-state EV batteries by 2028 evxl.co/2025/11/09/toyota... · Posted by u/geox
“ —IF ITS DECADE OF DELAYS DOESN’T REPEAT”
Why don’t we let the market decide? Let people vote with their money