Personally, I have my browser set up to "guess" as little as possible, never do the search from the URL bar unless explicitly told to do so using a dedicated search keyword (plus I still keep separated auto-collapsing search bar). I have disabled all guessing for TLDs, auto prepending www. In short, when I enter "whatever" into my URL bar, my browser tries to load to "http://whatever/", what could be my local domain and I could get an answer -- it is is a valid URL after all. In a related note, I strongly doubt that any browser does the web search for "localhost".
The rabbit hole could naturally go even deeper: for example most browser still interpret top-level dataURIs. It is not that long browsers interpreted top-level `javascript:` URIs entered into URL bar, now surviving in bookmarklets but taken from all users for the sake of a pitiful "self-XSS prevention".
So I would be really careful telling what happens -- or, god forbid, should happen -- when someone types something into their URL bar: "whatever" could be a search keyword with set meaning: - it could be bound to http URL (bookmark), - the bookmark URL could have a `%s` or `%S` and then it would do the substitution, - it could be a `javascript:…` bookmark ("bookmarklet"/"favelet"; yes, most browser still let you do that, yet alas, mostly fail to treat CSP in a way it would remain operational). - It could be a local domain.
The fact that, statistically, "most" browsers will do a web search using some default engine is probably correct but oversimplifying claim that glosses over quite a lot of interesting possibilities.
[1] https://www.psy.ritsumei.ac.jp/akitaoka/kieru3e.html#:~:text...
[2] https://www.psy.ritsumei.ac.jp/akitaoka/kieru3e.html#:~:text...
[3] https://codepen.io/myf/full/XjdmJy ( scintillation warning)
[4] https://codepen.io/myf/full/jMqoMW ( scintillation warning)