I always appreciated the cleverness of this.
Because the payment processing is unreliable and prohibitively expensive. For all the whining about "moral pearl clutching", the reality is that adult oriented businesses deal with massively higher rates of fraud and charge-backs. Visa and Mastercard couldn't care less about the ethical issues, it's simply a risk calculation for their business.
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But I guess I’m not really the guy that buys billion dollar things, so I probably don’t know how to evaluate them.
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There is no "basic test of humanity" and pretending their is is tribalistic bullshit so you can feel superior to other people who disagree with you.
It's digusting.