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mchr3k commented on Show HN: In a single HTML file, an app to encourage my children to invest   roberdam.com/en/dinversio... · Posted by u/roberdam
sureglymop · 2 months ago
You say that now but as a young person with a decent income and no family or many responsibilities it's hard to even know where to start.

And I'm not even talking about what to invest in, I'm already confused at which platform/bank/whatever to do it through. The "meta", if you will. I just want to invest the 70% of my salary I don't need every month and not think about it for 40 years but how? Maybe an important detail, I'm from Switzerland, perhaps it's easier in the US with things like Vanguard.

mchr3k · 2 months ago
All the choices you have to make can be very daunting. I was very lucky to have a colleague at work who gave a talk at the right time in my life with some plausibly right choices.

In the UK I started out using https://www.charles-stanley-direct.co.uk/ and later moved to https://www.ii.co.uk/. I initially invested in https://www.vanguardinvestor.co.uk/investments/vanguard-life... which is a fund which is available on a bunch of platforms. These days I recommend https://www.vanguardinvestor.co.uk/ to some people as an easy and low fee way of getting started with Vanguard funds in the UK.

I don't know what the best trading platform options are in Switzerland - it looks like all of the ones I'm familiar with are not relevant to you.

The key thing is you want to minimise two types of fees: * Platform fees * Product fees

For example Charles Stanley Direct charge 0.3% platform fees, and https://www.vanguardinvestor.co.uk/ charges 0.15% platform fees.

Vanguard LifeStrategy® 100% Equity Fund charges 0.22%.

The bottom line is that there are lots of good choices, and the main thing is to make a choice and get started. You can always optimise/improve your choices later.

mchr3k commented on The cost of turning down wind turbines in Britain   wastedwind.energy/... · Posted by u/bashy
daedrdev · 2 months ago
The UK has notoriously long build times for new power lines which heavily contributes to this problem. I think the FT said a new connection for a big user or power supplier often takes ten years, with planning alone now reaching 4.5 years and half of all new connections getting sued, which is insane considering the productivity loss and how it’s a already known problem. Sadly the government seems dar more interested in forcing digital ids.
mchr3k · 2 months ago
The UK government are trying to address this known issue through the Planning and Infrastructure Bill. You can find some info on this here - https://open.substack.com/pub/samdumitriu/p/the-planning-and...
mchr3k commented on Major Flaws of Human Thinking   dandanua.github.io/posts/... · Posted by u/dandanua
mchr3k · 5 years ago
If you want a much deeper investigation of this topic https://www.lesswrong.com/about has been doing work in this area for over a decade as part of the self-named "rationalist" community.
mchr3k commented on Ask HN: Who is hiring? (May 2020)    · Posted by u/whoishiring
mchr3k · 6 years ago
Amazon Advertising Security | Software Development Engineer / Machine Learning Scientist | Edinburgh, UK | Full-time | VISA | ONSITE (remote for now)

- https://www.amazon.jobs/en/jobs/1126429/senior-software-deve...

- https://www.amazon.jobs/en/jobs/1048395/software-development...

- https://www.amazon.jobs/en/jobs/1015077/software-development...

- https://www.amazon.jobs/en/jobs/919727/machine-learning-scie...

My team owns enforcement of the technical security across Amazon’s advertisement portfolio. This is a fast moving and adversarial space. We're looking for people who are passionate about making the internet a better place by stopping bad actors. If building highly scalable systems and reverse engineering malicious Javascript sounds like fun to you, please get in touch. Prior security related experience is a plus but not a requirement.

Contact: martrob @at amazon.com (I'm an SDE for this team, not a recruiter)

u/mchr3k

KarmaCake day4May 1, 2020View Original