Readit News logoReadit News
kemitche commented on The man who spent forty-two years at the Beverly Hills Hotel pool (1993)   newyorker.com/magazine/19... · Posted by u/zeveb
eru · a year ago
For a proper comparison, you need to pay up the guy paying off the mortgage with someone who eg invests similar amounts in an index fund.

To be even more proper, you'd need to allow the stock market investor to use leverage, just like the guy with the mortgage does.

Or, if you want to avoid the mortgage/leverage complication, we can compare someone buying a house outright with someone investing the same amount in stocks, and uses the returns to pay rent.

> Around here, houses appreciate in value. Quite significantly, actually. A house can gain 100k in value in just a few years.

Total returns on eg the S&P500 over the last few decades have been pretty good, too. And it's a much more diversified and liquid investment than a single house in a single location.

For some people in some places, buying a house might be better than buying stocks, for some others it might be worse. Results also depend on taxes and jurisdiction and personal preferences. But it's not automatic that buying a house is better than renting.

kemitche · a year ago
An important thing to consider is not just average return, but risk factors, and worst case scenarios.

If you buy a home instead of investing, you've got a locked in, controlled rate for your housing expenses. (Yes, there's some variability with property tax and insurance). In difficult times, you can still plan very carefully around your housing costs and wait for better times.

If you rent and invest, your housing costs can be highly variable and uncontrollable over time. Your investments may not cover increases in housing costs.

A critical factor is that housing is more or less a _required_ cost of existence - just like feeding oneself. It is not something where one can necessarily "invest in other areas" instead. There are extreme cases (living out of an RV or in a tent on the side of the road), but for the most part those extremes are not representative of how someone wants to live. One can only downsize so much, and downsizing your housing investment comes with very real changes to quality of life (storage space, commute time, access to grocery stores, etc).

kemitche commented on Alexa+   aboutamazon.com/news/devi... · Posted by u/fgblanch
65 · a year ago
I never understood how people find setting a timer on their phone so excruciatingly difficult that they need to buy a $100+ device they can speak to to do it for them. Or perhaps it's another case of shiny object syndrome.
kemitche · a year ago
Here's a few dozen use cases based on my own use of smart home devices:

- Hands are full or dirty while cooking. Voice activation is more convenient. True for not just timers, but every other aspect - music playing, controlling home devices like lights, watching something on YouTube, etc.

- The above also applies to any case where my hands can't readily access my phone, such as wanting to listen/change music when showering.

- As the other commenter said, sometimes the timer needs to be "room-specific" rather than on my phone (which stays with me)

- The device has a decent speaker, so makes a convenient Spotify device. The voice activation is sufficient, though I can also control the device via Spotify on my phone if there's occasional blips.

- Combined with smart light switches, I have convenient control over various aspects of lighting in my home

- Combined with Chromecast / Google TV, it provides voice activated access to pause/play/change what I'm watching.

- Basic internet queries, such as how long it will take to drive somewhere or when a certain place will close, work well also.

None of these use cases _individually_ is so amazing I'd spend $100+, but the combined total value is great for me.

kemitche commented on 5G networks meet consumer needs as mobile data growth slows   spectrum.ieee.org/5g-band... · Posted by u/saigovardhan
ClumsyPilot · a year ago
> This creates competition for things like pricing plans

If the common carrier is doing all the work, what’s the point of the companies on top? What do they add to the system besides cost?

Might as well get rid of them and have a national carrier.

kemitche · a year ago
The companies on top provide end user customer support, varied pricing models ("unlimited" data vs pay by the GB, etc), and so on. It allows the common carrier to focus solely on the network hardware.
kemitche commented on My failed attempt to shrink all NPM packages by 5%   evanhahn.com/my-failed-at... · Posted by u/todsacerdoti
dgfitz · a year ago
So what, instead of 50k for a car you spend 47.5k?

If that moves the needle on your ability to purchase the car, you probably shouldn't be buying it.

5% is 5%.

kemitche · a year ago
If it takes 1 hour of effort to save 5%:

- Doing 1 hour of effort to save 5% on your $20 lunch is foolhardy for most people. $1/hr is well below US minimum wage. - Doing 1 hour of effort to save 5% on your $50k car is wise. $2500/hr is well above what most people are making at work.

It's not about whether the $2500 affects my ability to buy the car. It's about whether the time it takes me to save that 5% ends up being worthwhile to me given the actual amount saved.

The question is really "given the person-hours it takes to apply the savings, and the real value of the savings, is the savings worth the person-hours spent?"

kemitche commented on I got OpenTelemetry to work. But why was it so complicated?   iconsolutions.com/blog/i-... · Posted by u/paltaie
bushbaba · a year ago
Simpler near-term, but more painful long term when you want to switch vendors/stacks.
kemitche · a year ago
Nine times out of ten, I've got more valuable problems to solve than a theoretical future change of our vendor/stack for telemetry. I'll gladly borrow from my future self's time if it means I can focus on something more important right now.
kemitche commented on Increasing testosterone levels does not increase sex drive   english.elpais.com/health... · Posted by u/belter
kemitche · a year ago
The article contradicts your exhibit A: "Additionally, women, who naturally produce much less testosterone, reported an increase in sex drive, when given testosterone supplements."
kemitche commented on We outsmarted CSGO cheaters with IdentityLogger   mobeigi.com/blog/gaming/h... · Posted by u/mobeigi
bob1029 · a year ago
Charging money and banning at the payment provider level can be quite effective. It isn't a perfect answer but it cuts out gigantic chunks of the problem space.

I'll take a ~99% cheat-free experience over not having any improvement at all.

kemitche · a year ago
Agreed, but in this particular case the blog writer was running private servers, rather than being Valve. They had no control over payment processing etc.
kemitche commented on We outsmarted CSGO cheaters with IdentityLogger   mobeigi.com/blog/gaming/h... · Posted by u/mobeigi
Retr0id · a year ago
> Wonderful, we have found a way to silently persist a cookie for each player as they join the server.

This violates GDPR, no?

Edit: It sounds like this took place before GDPR was being enforced.

kemitche · a year ago
GDPR isn't a blanket ban on cookies. You don't require a cookie notice for strictly necessary cookies, which you have a "grounds of legitimate interest" for: https://commission.europa.eu/law/law-topic/data-protection/r...

Fraud prevention is listed as an example of a "legitimate interest."

So no, by my layman's interpretation, they would not have been bound by GDPR to notify the user of cookies or other fingerprinting used solely for anti-cheat. They'd run into trouble if they use that same ID for marketing/advertising without consent, though.

kemitche commented on We outsmarted CSGO cheaters with IdentityLogger   mobeigi.com/blog/gaming/h... · Posted by u/mobeigi
leetbulb · a year ago
This isn't about stopping cheaters (cheat detection). This is about stopping repeat cheaters trying to ban evade. Detecting cheats, especially nowadays with hardware cheats (DMA, etc), is an entirely different ballgame.

IMHO, one of the most effective way to stop ban evaders is to actually charge money for the game.

kemitche · a year ago
At the time of the events in the blog, CS:GO was NOT free, and yet there were still cheaters that apparently had access to 80+ accounts.
kemitche commented on FTC announces "click-to-cancel" rule making it easier to cancel subscriptions   ftc.gov/news-events/news/... · Posted by u/pseudolus
battle-racket · a year ago
At least they didn't make you make a phone call and have a rep try to prevent you from doing so for an hour (looking at you NYT).
kemitche · a year ago
NYT has had click to cancel for a few years at this point. Were they later than they should be? Yes. Are they bad now? No.

u/kemitche

KarmaCake day1044July 11, 2011View Original