Check out Sonalsense - https://www.sonalasense.com/for-patients. Requires specialized machine not in US as of last year.
Dr Mitchell Berger out of UCSF is the GOAT.
Dead Comment
I've met muslim israeli who have learnt italian to go to study medicine in italy (where there is a notoriously extremely difficult entrance exam) because all of this was easier than going to a local university.
A lot of this has to do with Americans going to Israeli medical schools who take up the space, and it is doubtful this has to do with the individual you met who was Muslim.
This past year Israel actually banned/limited the number of Americans who can enroll in their medical schools. https://www.timesofisrael.com/israel-ends-lucrative-american...
Edited to include link
The vectors for p2p fraud are numerous and should retain some responsibility.
That said, it's the banks who receive the funds on behalf of the fraudsters who really need to be taken to task. Their lax onboarding controls is what allows this sort of thing to proliferate.