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insuranceguru commented on Software factories and the agentic moment   factory.strongdm.ai/... · Posted by u/mellosouls
rimbo789 · 15 hours ago
I think the insurance industry is will take a simpler route: humans will be held 100% responsible. Any decisions made by the ai will be the responsibility of the human instructing that ai. Always.

I think this will act as a brake on the agentic shift as a whole.

insuranceguru · 12 hours ago
that's the current legal default, but it starts breaking down when you look at product liability vs professional liability.

if a company sells an autonomous agent that is marketed as doing a task without human oversight, the courts will eventually move that burden back to the manufacturer. we saw the same dance with autonomous driving disclaimers the "human must stay in control" line works as a legal shield for a while, but eventually the market demands a shift in who holds the risk.

if we stick to 100% human responsibility for black-box errors that a human couldn't have even predicted, that "brake" won't just slow down the agentic shift, it'll effectively kill the enterprise market for it. no C-suite is going to authorize a fleet of agents if they're holding 100% of the bag for emergent failures they can't audit.

insuranceguru commented on FDA intends to take action against non-FDA-approved GLP-1 drugs   fda.gov/news-events/press... · Posted by u/randycupertino
insuranceguru · 13 hours ago
this was bound to happen with the number of compounding pharmacies getting into the glp-1 game. from a risk side, it’s a total mess it’s basically impossible for insurers to model long-term liability when the supply chain for these drugs is a black box. fda had to drop the hammer before the claims started flying.
insuranceguru commented on Software factories and the agentic moment   factory.strongdm.ai/... · Posted by u/mellosouls
insuranceguru · 15 hours ago
the agentic shift is where the legal and insurance worlds are really going to struggle. we know how to model human error, but modeling an autonomous loop that makes a chain of small decisions leading to a systemic failure is a whole different beast. the audit trail requirements for these factories are going to be a regulatory nightmare.
insuranceguru commented on The Waymo World Model   waymo.com/blog/2026/02/th... · Posted by u/xnx
insuranceguru · 15 hours ago
as someone looking at this from a risk and liability perspective, the move toward world models is pretty wild. the edge cases where a model predicts a safe path that doesn't align with physics is basically the final boss of insurance underwriting for autonomous vehicles. curious how they actually validate for 'common sense' reality vs just predicting the next frame.
insuranceguru commented on Fined $48k for using a jammer to keep commuters from using phones while driving   transition.fcc.gov/eb/Ord... · Posted by u/felineflock
insuranceguru · 3 days ago
It's interesting that he did this to stop people from using phones while driving, but he ended up creating a bigger public safety hazard by jamming emergency comms. From a liability perspective if that jammer had blocked a 911 call during a nearby accident his exposure would have been far higher than just the $48k FCC fine. Federal preemption on signal jamming is one of the few areas where the hammer drops consistently hard.

u/insuranceguru

KarmaCake day101January 21, 2026View Original