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ctdean commented on Griffin – A fully-regulated, API-driven bank, with Clojure   juxt.pro/blog/clojure-in-... · Posted by u/coder94
teamspirit · 2 years ago
Why are these API banks always in the UK? I've been waiting to do my banking using curl for years and no one has made it available in the US.
ctdean · 2 years ago
Getting a new banking charter in the US is hard, but it's straightforward to be a challenger bank in the UK. Jarvis moved (back) to London from SF to start Griffin.

The banks in the US that have APIs tend to focus on large fintech partnerships, so even simple APIs will be expensive compared to a regular bank account. Grasshopper Bank in the US (for example) is one of the few that will do APIs on top of regular commercial bank accounts.

(I work at Treasury Prime, which powers many US banks that do APIs.)

ctdean commented on Anatomy of an ACH transaction   synctera.com/post/anatomy... · Posted by u/1970-01-01
flopsamjetsam · 2 years ago
Are real time payments so bad? Australia has them (New Payments Platform, https://www.rba.gov.au/payments-and-infrastructure/new-payme...) and I've not heard anything about mass fraud on it (but possibly regular people wouldn't anyway, since it would likely be kept hush hush).
ctdean · 2 years ago
They are good, it's just that 90% of the US banks are not ready for this today.
ctdean commented on Anatomy of an ACH transaction   synctera.com/post/anatomy... · Posted by u/1970-01-01
ctdean · 2 years ago
The alternative everyone brings up is FedNow - slightly more expensive, but it works quickly and operates 24/7. The problem is that FedNow is a Real Time Payment system. Everyone in banking knows that Real Time payments equals Real Time Fraud.
ctdean commented on Privacy.com Reissuing All Cards   support.privacy.com/hc/en... · Posted by u/AdamJacobMuller
ctdean · 4 years ago
Is this just the downstream effect of Visa’s decoupled debit rules ? https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules...

I know this is not allowed in the USA.

ctdean commented on Ask HN: Who is hiring? (September 2021)    · Posted by u/whoishiring
ctdean · 4 years ago
Treasury Prime (YC W18) | San Francisco, CA | Remote | https://treasuryprime.com

Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of fintech startups. Through simple, unified APIs, we are modernizing the economy.

To learn more about who we are, our product culture, and whether this is the right place for you, read https://www.treasuryprime.com/careers

Here are some of our open roles:

- Director of Product: https://jobs.ashbyhq.com/treasuryprime/50c74820-7361-413a-b0...

- Backend Software Engineer: https://jobs.ashbyhq.com/treasuryprime/6831bfe2-9a0a-4bda-83...

- Senior/Staff Software Engineer: https://jobs.ashbyhq.com/treasuryprime/1531a8ad-d030-4087-96...

- Senior Frontend Software Engineer: https://jobs.ashbyhq.com/treasuryprime/fddbfdbf-3c48-490b-91...

Tech Stack: Clojure, React, Postgres, AWS, Git

ctdean commented on Caltech Awards 10,000th PhD Degree   caltech.edu/about/news/ca... · Posted by u/0xedb
carabiner · 5 years ago
Maybe professors leave the room during exams. I think a number of universities do this. Outright "adversaries" sounds insane and toxic though. I don't know how an undergrad institution could even function if students and professors were actively trying to undermine each other.
ctdean · 5 years ago
All my exams (but one) were take home with well understand rules of engagement. The one exam that wasn't take hime was a visiting professor who made us take the exam at the same time in our normal meeting room and then the left the room for 3 hours. I don't think any of us cared that it was in that particular room, but it was weird to all take the test at 2pm.
ctdean commented on A Passionate Startup Pitch Is Powerful–But Can Be Misleading   insights.som.yale.edu/ins... · Posted by u/ctdean
ctdean · 5 years ago
A version of the paper here https://songma.github.io/files/hm_video.pdf

I really question this data sample.

ctdean commented on Ask HN: Who is hiring? (October 2020)    · Posted by u/whoishiring
ctdean · 5 years ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite / Remote | https://treasuryprime.com

Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of fintech startups. Through simple, unified APIs, we are modernizing the economy.

To learn more about who we are, our culture, and whether this is the right place for you, read our careers page https://treasuryprime.com/careers/

We are growing rapidly and have many open roles, including:

- Developer Relations Lead: https://treasuryprime.com/jobs/developer_relations_lead/

- Technical Program Manager: https://treasuryprime.com/jobs/program_manager/

- Senior Software Engineer: https://treasuryprime.com/jobs/senior_software_engineer/

- Clojure Software Engineer: https://treasuryprime.com/jobs/clojure_software_engineer/

u/ctdean

KarmaCake day415July 19, 2007
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Programmer, hack thyself.
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