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But on serious note, do you not plan for the future or speculate on it?
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At the end of the day the poor will still be poor right?
Some parts of San Francisco are very dirty and the homeless issue is not exaggerated. Everybody knows about the Tenderloin at night.
With that being said, I drove across the US two years ago and if you keep your eyes open you realize it is all over - Portland and Seattle are no better, just less talked about.
My rent is $1300, I live with one roommate on Russian Hill. I'm flexible and lucky so this is not representative. A girl I know who works at Google lives in inner Richmond (arguably a less desirable area) by herself and pays nearly triple for some reason.
It is hard to find a proper gym for less than a Benjamin and food is above average for an American city but hilariously expensive. Good way to gauge is pick some fast food chain and compare, Dennys is x2 here than the rest of the country.
All in all this place isn't the shiny happy city you'd imagine from watching Full House or or the counter culture epicenter of hippie times gone by. It doesn't suck, I'd definitely visit for a week or two if you have never been, and there's a lot of history here but in the end it is no longer a very remarkable place to live.