Seeing my health insurance deny hospital claims that were pre-authorized has been insane. The hospital checked in advance with my insurance that several operations would be covered and the insurance approved. Now that the bill comes, the insurance company has repeatedly denied and denied their claims. Health insurance companies are horrible and parasitic to everyone involved.
I've had BCBS reject prescriptions they've already pre-approved multiple times. First time, they denied all knowledge of the REQUEST (when my doctor has their APPROVAL fax in hand). Second time they acknowledged they had approved it but had to contact their pharmacy group to put in an "override".
I've submitted a complaint with the state insurance regulator though I doubt it goes anywhere.
Anyone for a class action lawsuit on the grounds of bad faith breach of contract and medical malpractice for obstructing access to care they already admit is medically necessary (by denying something already pre-approved)? I don't even want money. I want a Consent Decree enforced by the court that strikes fear across their whole industry.
Audio record every interaction you have with insurance and tell 'em you're on a recorded line.
Answer on Wikipedia: https://en.wikipedia.org/wiki/Battle_of_Midway#U.S._code-bre...
dolphin3.0-llama3.1-8b Q4_K_S [4.69 GB on disk]: correct in <2 seconds
deepseek-r1-0528-qwen3-8b Q6_K [6.73 GB]: correct in 10 seconds
gpt-oss-20b MXFP4 [12.11 GB] low reasoning: wrong after 6 seconds
gpt-oss-20b MXFP4 [12.11 GB] high reasoning: wrong after 3 minutes !
Yea yea it's only one question of nonsense trivia. I'm sure it was billions well spent.
It's possible I'm using a poor temperature setting or something but since they weren't bothered enough to put it in the model card I'm not bothered to fuss with it.