For example, as a French citizen, I would expect that if we're in the top 5 in terms of spending (regardless of whether it's done privately or publicly), we should have a system that's in the top 5 in terms of outcomes.
I wasn't in any way trying to suggest the US healthcare system is the "best" or whatever, just pointing out that pure cost comparisons are meaningless.
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Just check the background of the people who founded those companies you enlisted and you will see what I mean. It isn't the average European.
I moved from Brazil to Germany and I was impressed with how the average german is poor, meanwhile there are definitely a great deal of families in Europe that are very rich for centuries, yet, their kids are studying in the US, founding companies in low-tax countries...
Meanwhile the average european in good european countries pay upward 40% taxes. The shitty european countries are worse than 3rd world countries as the youth all move to the strong ones to just be salaryman instead.
To sum up, the problem with lack on entrepreneurship in Europe has nothing to do with culture, but rather, the lack of money in general.
Anyways, I wish there would be better opportunities, because I've always wanted to become an entrepreneur. But without any family to support me, but a family that I need to support, expensive rent prices and so on, it is something that I can only dream that my future siblings will be able to give it a try.
For instance, I'm in Europe to save money, as the exchange rate(vs. Brazilian money) benefits me. So maybe when I'm around 45, in over a decade, I can found my own business, obviously not in Europe.
Life is hard. Maybe when you are privileged, you fail to see how much people work hard even to make ends meet. Or even to see their plans. I believe people in general are very entrepreneurial and take opportunities when they show up -- it's just that there aren't any. It almost sounds as people are implying europeans or ? are a set of stupid people, given that they don't take risks or opportunities. When the reality is different.
For instance, In the US, when you run $1 trillion deficit country without inflation problems due to your currency being a reserve currency, heavily inflating capital and making almost the whole world want to be part of this money extravaganza, draining talent and development from the rest of the globe, it is very easy to say that the Greek have trouble generating wealth...
Spotify, Tom Tom, City mapper, runtastic, factorio, World of tanks, transfer wise, todoist, telegram are all examples of businesses which have emerged from the European economic region and the EU itself for example.
Even if they did put it back, still overdraft fees during that time if someone had a check cashed or automatic payment sent due to those funds being removed.
I don't know why anyone would think they could get away with a fraud this large. I just think this stuff highlights how outdated the banking system is.
I've always hated the idea of checks, I rather the money be gone right away then keeping track of it... Since checks still show on your balance even if not cashed yet. Then checks have your entire account number people could misuse. I have never wrote a check in my life though, but I know my family does for bills but I know more and more places have online bill pay... They trust mailing their entire account info than doing it online.
However I feel both banking and the whole social security number thing needs to be rethought. it's insane you use the same number for everything and you pass it around to employers, contracting jobs freelancing or affiliate programs that pay commissions, credit cards, cable company, satellite tv, cell phone, doctors, dentists, etc. Well I know for doctors and stuff they say you can refuse to give it, but pretty sure they'll give you a hassle for exercising your rights. I know a while back there was some dentist storing patient information in a unsecured FTP account.